Monthly Financial Review
LUNA REALTY BELIZE, LTD. · CONFIDENTIAL · ACCRUAL BASIS
Monthly P&L:
Total Revenue
$19,931.00
First month of 2026
Net Income
$3,658.10
First month of 2026
Net Margin
18.4%
Opening margin
Total Expenses
$16,272.92
First month of 2026
Performance
Revenue vs. Expenses
January 2026
Expense Breakdown
$16,272.92
Total Exp.
Administrative
$5,991.16 (36.8%)
Payroll & Employee
$5,706.70 (35.1%)
Advertising & Mktg
$3,807.00 (23.4%)
Facility
$600.00 (3.7%)
Fleet & Transport
$168.06 (1.0%)
Analysis
Key Observations
Revenue opened at $19,931
A solid first month that set the baseline the pipeline held through the first quarter.
Net income of $3,658
An 18.4% margin out of the gate. Clean, disciplined start to the year.
Fleet was minimal at $168
Just routine fuel and a small transfer. No rentals or heavy travel.
Admin steady at $5,991
Accounting, software, and office supplies made up the bulk. Nothing unusual.
Month over Month
January 2026
| Category | Jan 2026 |
|---|---|
| Property Commissions | $19,931.00 |
| Administrative | $5,991.16 |
| Payroll & Employee | $5,706.70 |
| Advertising & Marketing | $3,807.00 |
| Facility | $600.00 |
| Fleet & Transportation | $168.06 |
| Total Expenses | $16,272.92 |
| Net Income | $3,658.10 |
Full Statement
Profit and Loss, January 2026
Luna Realty Belize, Ltd. | 1-1-2026 to 1-31-2026 | Accrual basis
| Account | Jan 2026 | YTD |
|---|---|---|
| Income | ||
| 40000 Income | ||
| 40002 Property Commissions | $19,931.00 | $19,931.00 |
| Total 40000 Income | $19,931.00 | $19,931.00 |
| Total Income | $19,931.00 | $19,931.00 |
| Gross Profit | $19,931.00 | $19,931.00 |
| Expenses | ||
| 60000 Advertising | ||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $499.00 | $499.00 |
| 60050 Social Media Fees | $700.00 | $700.00 |
| 60150 Media-Videography-Photography Expenses | $1,492.50 | $1,492.50 |
| 60200 Printing & Supply Media | $1,115.50 | $1,115.50 |
| Total 60000 Advertising | $3,807.00 | $3,807.00 |
| 65000 Employee Related-Payroll | ||
| 65010 Administrative Wages | $1,500.00 | $1,500.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 |
| 65700 Employee Override Commissions | $535.10 | $535.10 |
| Total 65000 Employee Related-Payroll | $5,706.70 | $5,706.70 |
| 70000 Facility | ||
| 70150 Rent | $500.00 | $500.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 |
| Total 70000 Facility | $600.00 | $600.00 |
| 75000 Fleet | ||
| 75100 Vehicle Cleaning/Parking/Tolls | $7.50 | $7.50 |
| 75200 Fuel | $14.00 | $14.00 |
| 75500 Golf Cart Rental | $85.56 | $85.56 |
| 75550 Taxi/Ubers/Boat Transfers | $61.00 | $61.00 |
| Total 75000 Fleet | $168.06 | $168.06 |
| 80000 Administrative | ||
| 80030 Permits & Licenses-Business Registration | $300.00 | $300.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 |
| 80400 Software Licensing-Subscriptions | $585.97 | $585.97 |
| 80550 Postage/Shipping | $12.50 | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,254.54 | $1,254.54 |
| 80650 Communication & Cell Phone/Data/Internet | $5.41 | $5.41 |
| 80850 Meals & Entertainment | $147.19 | $147.19 |
| 80925 Client Entertainment & Gifts | $189.00 | $189.00 |
| 81000 Business Taxes | $996.55 | $996.55 |
| Total 80000 Administrative | $5,991.16 | $5,991.16 |
| Total Expenses | $16,272.92 | $16,272.92 |
| Net Operating Income | $3,658.08 | $3,658.08 |
| Other Expenses | ||
| 9300 Exchange Gain or Loss | −$0.02 | −$0.02 |
| Total Other Expenses | −$0.02 | −$0.02 |
| Net Other Income | $0.02 | $0.02 |
| Net Income | $3,658.10 | $3,658.10 |
Total Revenue
$19,920.99
−$10.01 vs Jan
Net Income
$3,115.59
−$542.51 vs Jan
Net Margin
15.6%
Down from 18.4%
Total Expenses
$16,805.40
+$532.48 vs Jan
Performance
Revenue vs. Expenses
February 2026
Expense Breakdown
$16,805.40
Total Exp.
Administrative
$5,319.98 (31.7%)
Payroll & Employee
$5,644.92 (33.6%)
Advertising & Mktg
$3,755.50 (22.3%)
Facility
$600.00 (3.6%)
Fleet & Transport
$1,485.00 (8.8%)
Analysis
Key Observations
Revenue flat at $19,921
Held right on January's level. Commissions were steady, not yet accelerating.
Net income of $3,116
A 15.6% margin. Slightly thinner than January on a small expense uptick.
!
Fleet jumped to $1,485
Driven by $1,000 in taxi and boat transfers and a $350 vehicle rental. A one-month bump.
Admin eased to $5,320
Down from January. The recurring base behaved like a clean variable structure.
Month over Month
January vs. February
| Category | Jan 2026 | Feb 2026 | $ Change | % Change |
|---|---|---|---|---|
| Property Commissions | $19,931.00 | $19,920.99 | −$10.01 | −0.1% |
| Administrative | $5,991.16 | $5,319.98 | −$671.18 | −11.2% |
| Payroll & Employee | $5,706.70 | $5,644.92 | −$61.78 | −1.1% |
| Advertising & Marketing | $3,807.00 | $3,755.50 | −$51.50 | −1.4% |
| Facility | $600.00 | $600.00 | $0.00 | 0.0% |
| Fleet & Transportation | $168.06 | $1,485.00 | +$1,316.94 | +783.6% |
| Total Expenses | $16,272.92 | $16,805.40 | +$532.48 | +3.3% |
| Net Income | $3,658.10 | $3,115.59 | −$542.51 | −14.8% |
Full Statement
Profit and Loss, February 2026
Luna Realty Belize, Ltd. | 2-1-2026 to 2-28-2026 | Accrual basis
| Account | Feb 2026 | Jan 2026 | $ Change | % Change | YTD |
|---|---|---|---|---|---|
| Income | |||||
| 40000 Income | |||||
| 40002 Property Commissions | $19,920.99 | $19,931.00 | −$10.01 | −0.1% | $39,851.99 |
| Total 40000 Income | $19,920.99 | $19,931.00 | −$10.01 | −0.1% | $39,851.99 |
| Total Income | $19,920.99 | $19,931.00 | −$10.01 | −0.1% | $39,851.99 |
| Gross Profit | $19,920.99 | $19,931.00 | −$10.01 | −0.1% | $39,851.99 |
| Expenses | |||||
| 60000 Advertising | |||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $450.00 | $499.00 | −$49.00 | −9.8% | $949.00 |
| 60050 Social Media Fees | $700.00 | $700.00 | $0.00 | 0.0% | $1,400.00 |
| 60150 Media-Videography-Photography Expenses | $2,342.50 | $1,492.50 | $850.00 | +57.0% | $3,835.00 |
| 60200 Printing & Supply Media | $263.00 | $1,115.50 | −$852.50 | −76.4% | $1,378.50 |
| Total 60000 Advertising | $3,755.50 | $3,807.00 | −$51.50 | −1.4% | $7,562.50 |
| 65000 Employee Related-Payroll | |||||
| 65010 Administrative Wages | $1,550.00 | $1,500.00 | $50.00 | +3.3% | $3,050.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $0.00 | 0.0% | $4,400.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 | $0.00 | 0.0% | $2,600.00 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 | $0.00 | 0.0% | $343.20 |
| 65700 Employee Override Commissions | $423.32 | $535.10 | −$111.78 | −20.9% | $958.42 |
| Total 65000 Employee Related-Payroll | $5,644.92 | $5,706.70 | −$61.78 | −1.1% | $11,351.62 |
| 70000 Facility | |||||
| 70150 Rent | $500.00 | $500.00 | $0.00 | 0.0% | $1,000.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $0.00 | 0.0% | $200.00 |
| Total 70000 Facility | $600.00 | $600.00 | $0.00 | 0.0% | $1,200.00 |
| 75000 Fleet | |||||
| 75100 Vehicle Cleaning/Parking/Tolls | $0.00 | $7.50 | −$7.50 | −100.0% | $7.50 |
| 75200 Fuel | $135.00 | $14.00 | $121.00 | +864.3% | $149.00 |
| 75450 Vehicle Rentals | $350.00 | $0.00 | $350.00 | n/a | $350.00 |
| 75500 Golf Cart Rental | $0.00 | $85.56 | −$85.56 | −100.0% | $85.56 |
| 75550 Taxi/Ubers/Boat Transfers | $1,000.00 | $61.00 | $939.00 | +1539.3% | $1,061.00 |
| Total 75000 Fleet | $1,485.00 | $168.06 | $1,316.94 | +783.6% | $1,653.06 |
| 80000 Administrative | |||||
| 80030 Permits & Licenses-Business Registration | $1,250.00 | $300.00 | $950.00 | +316.7% | $1,550.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $0.00 | 0.0% | $5,000.00 |
| 80400 Software Licensing-Subscriptions | $510.10 | $585.97 | −$75.87 | −12.9% | $1,096.07 |
| 80500 Penalties & Fines | $2.50 | $0.00 | $2.50 | n/a | $2.50 |
| 80550 Postage/Shipping | $0.00 | $12.50 | −$12.50 | −100.0% | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $140.23 | $1,254.54 | −$1,114.31 | −88.8% | $1,394.77 |
| 80650 Communication & Cell Phone/Data/Internet | $0.00 | $5.41 | −$5.41 | −100.0% | $5.41 |
| 80850 Meals & Entertainment | $85.79 | $147.19 | −$61.40 | −41.7% | $232.98 |
| 80925 Client Entertainment & Gifts | $0.00 | $189.00 | −$189.00 | −100.0% | $189.00 |
| 81000 Business Taxes | $831.36 | $996.55 | −$165.19 | −16.6% | $1,827.91 |
| Total 80000 Administrative | $5,319.98 | $5,991.16 | −$671.18 | −11.2% | $11,311.14 |
| Total Expenses | $16,805.40 | $16,272.92 | $532.48 | +3.3% | $33,078.32 |
| Net Operating Income | $3,115.59 | $3,658.08 | −$542.49 | −14.8% | $6,773.67 |
| Other Expenses | |||||
| 9300 Exchange Gain or Loss | $0.00 | −$0.02 | $0.02 | +100.0% | −$0.02 |
| Total Other Expenses | $0.00 | −$0.02 | $0.02 | +100.0% | −$0.02 |
| Net Other Income | $0.00 | $0.02 | −$0.02 | −100.0% | $0.02 |
| Net Income | $3,115.59 | $3,658.10 | −$542.51 | −14.8% | $6,773.69 |
Total Revenue
$15,827.68
−$4,093.31 vs Feb
Net Income
−$439.35
−$3,554.94 vs Feb
Net Margin
-2.8%
Revenue-light month
Total Expenses
$16,267.02
−$538.38 vs Feb
Performance
Revenue vs. Expenses
March 2026
Expense Breakdown
$16,267.02
Total Exp.
Administrative
$5,735.95 (35.3%)
Payroll & Employee
$5,526.70 (34.0%)
Advertising & Mktg
$3,616.87 (22.2%)
Facility
$697.50 (4.3%)
Fleet & Transport
$690.00 (4.2%)
Analysis
Key Observations
!
Revenue dipped to $15,828
Down 21% from February, the softest month of the first quarter. A closing-timing dip.
!
A small loss of −$439
Expenses were the lowest of the period, so this was a revenue event, not overspending.
Cost discipline intact
Total expenses of $16,267 were the lowest of the year to that point. The base held.
Office supplies elevated
Supplies ran $1,888 on contracts and forms. The rest of Admin stayed in line.
Month over Month
February vs. March
| Category | Feb 2026 | Mar 2026 | $ Change | % Change |
|---|---|---|---|---|
| Property Commissions | $19,920.99 | $15,827.68 | −$4,093.31 | −20.5% |
| Administrative | $5,319.98 | $5,735.95 | +$415.97 | +7.8% |
| Payroll & Employee | $5,644.92 | $5,526.70 | −$118.22 | −2.1% |
| Advertising & Marketing | $3,755.50 | $3,616.87 | −$138.63 | −3.7% |
| Facility | $600.00 | $697.50 | +$97.50 | +16.2% |
| Fleet & Transportation | $1,485.00 | $690.00 | −$795.00 | −53.5% |
| Total Expenses | $16,805.40 | $16,267.02 | −$538.38 | −3.2% |
| Net Income | $3,115.59 | −$439.35 | −$3,554.94 | −114.1% |
Full Statement
Profit and Loss, March 2026
Luna Realty Belize, Ltd. | 3-1-2026 to 3-31-2026 | Accrual basis
| Account | Mar 2026 | Feb 2026 | $ Change | % Change | YTD |
|---|---|---|---|---|---|
| Income | |||||
| 40000 Income | |||||
| 40002 Property Commissions | $15,827.68 | $19,920.99 | −$4,093.31 | −20.5% | $55,679.67 |
| Total 40000 Income | $15,827.68 | $19,920.99 | −$4,093.31 | −20.5% | $55,679.67 |
| Total Income | $15,827.68 | $19,920.99 | −$4,093.31 | −20.5% | $55,679.67 |
| Gross Profit | $15,827.68 | $19,920.99 | −$4,093.31 | −20.5% | $55,679.67 |
| Expenses | |||||
| 60000 Advertising | |||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $665.00 | $450.00 | $215.00 | +47.8% | $1,614.00 |
| 60050 Social Media Fees | $700.00 | $700.00 | $0.00 | 0.0% | $2,100.00 |
| 60150 Media-Videography-Photography Expenses | $2,212.50 | $2,342.50 | −$130.00 | −5.5% | $6,047.50 |
| 60200 Printing & Supply Media | $39.37 | $263.00 | −$223.63 | −85.0% | $1,417.87 |
| Total 60000 Advertising | $3,616.87 | $3,755.50 | −$138.63 | −3.7% | $11,179.37 |
| 65000 Employee Related-Payroll | |||||
| 65010 Administrative Wages | $1,550.00 | $1,550.00 | $0.00 | 0.0% | $4,600.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $0.00 | 0.0% | $6,600.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 | $0.00 | 0.0% | $3,900.00 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 | $0.00 | 0.0% | $514.80 |
| 65700 Employee Override Commissions | $305.10 | $423.32 | −$118.22 | −27.9% | $1,263.52 |
| Total 65000 Employee Related-Payroll | $5,526.70 | $5,644.92 | −$118.22 | −2.1% | $16,878.32 |
| 70000 Facility | |||||
| 70025 Building Maintenance & Repairs | $97.50 | $0.00 | $97.50 | n/a | $97.50 |
| 70150 Rent | $500.00 | $500.00 | $0.00 | 0.0% | $1,500.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $0.00 | 0.0% | $300.00 |
| Total 70000 Facility | $697.50 | $600.00 | $97.50 | +16.2% | $1,897.50 |
| 75000 Fleet | |||||
| 75050 Vehicle Repairs & Maintenance | $105.00 | $0.00 | $105.00 | n/a | $105.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $0.00 | $0.00 | $0.00 | n/a | $7.50 |
| 75200 Fuel | $235.00 | $135.00 | $100.00 | +74.1% | $384.00 |
| 75450 Vehicle Rentals | $0.00 | $350.00 | −$350.00 | −100.0% | $350.00 |
| 75500 Golf Cart Rental | $350.00 | $0.00 | $350.00 | n/a | $435.56 |
| 75550 Taxi/Ubers/Boat Transfers | $0.00 | $1,000.00 | −$1,000.00 | −100.0% | $1,061.00 |
| Total 75000 Fleet | $690.00 | $1,485.00 | −$795.00 | −53.5% | $2,343.06 |
| 80000 Administrative | |||||
| 80030 Permits & Licenses-Business Registration | $0.00 | $1,250.00 | −$1,250.00 | −100.0% | $1,550.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $0.00 | 0.0% | $7,500.00 |
| 80400 Software Licensing-Subscriptions | $248.05 | $510.10 | −$262.05 | −51.4% | $1,344.12 |
| 80500 Penalties & Fines | $0.00 | $2.50 | −$2.50 | −100.0% | $2.50 |
| 80550 Postage/Shipping | $0.00 | $0.00 | $0.00 | n/a | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,888.48 | $140.23 | $1,748.25 | +1246.7% | $3,283.25 |
| 80650 Communication & Cell Phone/Data/Internet | $0.00 | $0.00 | $0.00 | n/a | $5.41 |
| 80850 Meals & Entertainment | $373.83 | $85.79 | $288.04 | +335.8% | $606.81 |
| 80925 Client Entertainment & Gifts | $0.00 | $0.00 | $0.00 | n/a | $189.00 |
| 81000 Business Taxes | $725.59 | $831.36 | −$105.77 | −12.7% | $2,553.50 |
| Total 80000 Administrative | $5,735.95 | $5,319.98 | $415.97 | +7.8% | $17,047.09 |
| Total Expenses | $16,267.02 | $16,805.40 | −$538.38 | −3.2% | $49,345.34 |
| Net Operating Income | −$439.34 | $3,115.59 | −$3,554.93 | −114.1% | $6,334.33 |
| Other Expenses | |||||
| 92000 Other Expenses | |||||
| 92200 Reconciliation Discrepancies | $0.01 | $0.00 | $0.01 | n/a | $0.01 |
| Total 92000 Other Expenses | $0.01 | $0.00 | $0.01 | n/a | $0.01 |
| 9300 Exchange Gain or Loss | $0.00 | $0.00 | $0.00 | n/a | −$0.02 |
| Total Other Expenses | $0.01 | $0.00 | $0.01 | n/a | −$0.01 |
| Net Other Income | −$0.01 | $0.00 | −$0.01 | n/a | $0.01 |
| Net Income | −$439.35 | $3,115.59 | −$3,554.94 | −114.1% | $6,334.34 |
Total Revenue
$27,030.26
+$11,202.58 vs Mar
Net Income
$5,548.00
+$5,987.35 vs Mar
Net Margin
20.5%
Up from -2.8%
Total Expenses
$21,482.28
+$5,215.26 vs Mar
Performance
Revenue vs. Expenses
April 2026
Expense Breakdown
$21,482.28
Total Exp.
Administrative
$6,355.98 (29.6%)
Payroll & Employee
$6,428.32 (29.9%)
Advertising & Mktg
$6,383.40 (29.7%)
Facility
$887.50 (4.1%)
Fleet & Transport
$1,427.08 (6.6%)
Analysis
Key Observations
Revenue rebounded to $27,030
Up 71% from March. The pipeline reasserted itself and closings landed.
Net income of $5,548
A 20.5% margin, back above the Q1 pace after the March dip.
!
Advertising elevated to $6,383
Carried one-time listing and conference costs that fed the spring closings.
!
Angie's wage line ran 1.5x
A three pay period calendar effect for the month, not a rate change.
Month over Month
March vs. April
| Category | Mar 2026 | Apr 2026 | $ Change | % Change |
|---|---|---|---|---|
| Property Commissions | $15,827.68 | $27,030.26 | +$11,202.58 | +70.8% |
| Administrative | $5,735.95 | $6,355.98 | +$620.03 | +10.8% |
| Payroll & Employee | $5,526.70 | $6,428.32 | +$901.62 | +16.3% |
| Advertising & Marketing | $3,616.87 | $6,383.40 | +$2,766.53 | +76.5% |
| Facility | $697.50 | $887.50 | +$190.00 | +27.2% |
| Fleet & Transportation | $690.00 | $1,427.08 | +$737.08 | +106.8% |
| Total Expenses | $16,267.02 | $21,482.28 | +$5,215.26 | +32.1% |
| Net Income | −$439.35 | $5,548.00 | +$5,987.35 | +1362.8% |
Full Statement
Profit and Loss, April 2026
Luna Realty Belize, Ltd. | 4-1-2026 to 4-30-2026 | Accrual basis
| Account | Apr 2026 | Mar 2026 | $ Change | % Change | YTD |
|---|---|---|---|---|---|
| Income | |||||
| 40000 Income | |||||
| 40002 Property Commissions | $27,030.26 | $15,827.68 | $11,202.58 | +70.8% | $82,709.93 |
| Total 40000 Income | $27,030.26 | $15,827.68 | $11,202.58 | +70.8% | $82,709.93 |
| Total Income | $27,030.26 | $15,827.68 | $11,202.58 | +70.8% | $82,709.93 |
| Gross Profit | $27,030.26 | $15,827.68 | $11,202.58 | +70.8% | $82,709.93 |
| Expenses | |||||
| 60000 Advertising | |||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $1,648.34 | $665.00 | $983.34 | +147.9% | $3,262.34 |
| 60050 Social Media Fees | $700.00 | $700.00 | $0.00 | 0.0% | $2,800.00 |
| 60150 Media-Videography-Photography Expenses | $2,172.50 | $2,212.50 | −$40.00 | −1.8% | $8,220.00 |
| 60200 Printing & Supply Media | $1,050.00 | $39.37 | $1,010.63 | +2567.0% | $2,467.87 |
| 60350 Conferences & Events | $812.56 | $0.00 | $812.56 | n/a | $812.56 |
| Total 60000 Advertising | $6,383.40 | $3,616.87 | $2,766.53 | +76.5% | $17,562.77 |
| 65000 Employee Related-Payroll | |||||
| 65010 Administrative Wages | $1,550.00 | $1,550.00 | $0.00 | 0.0% | $6,150.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $0.00 | 0.0% | $8,800.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,950.00 | $1,300.00 | $650.00 | +50.0% | $5,850.00 |
| 65200 Payroll Tax - Social Security Employer | $200.20 | $171.60 | $28.60 | +16.7% | $715.00 |
| 65700 Employee Override Commissions | $528.12 | $305.10 | $223.02 | +73.1% | $1,791.64 |
| Total 65000 Employee Related-Payroll | $6,428.32 | $5,526.70 | $901.62 | +16.3% | $23,306.64 |
| 70000 Facility | |||||
| 70025 Building Maintenance & Repairs | $0.00 | $97.50 | −$97.50 | −100.0% | $97.50 |
| 70050 Small Office Furniture | $287.50 | $0.00 | $287.50 | n/a | $287.50 |
| 70150 Rent | $500.00 | $500.00 | $0.00 | 0.0% | $2,000.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $0.00 | 0.0% | $400.00 |
| Total 70000 Facility | $887.50 | $697.50 | $190.00 | +27.2% | $2,785.00 |
| 75000 Fleet | |||||
| 75050 Vehicle Repairs & Maintenance | $0.00 | $105.00 | −$105.00 | −100.0% | $105.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $0.00 | $0.00 | $0.00 | n/a | $7.50 |
| 75200 Fuel | $539.78 | $235.00 | $304.78 | +129.7% | $923.78 |
| 75450 Vehicle Rentals | $354.80 | $0.00 | $354.80 | n/a | $704.80 |
| 75500 Golf Cart Rental | $532.50 | $350.00 | $182.50 | +52.1% | $968.06 |
| 75550 Taxi/Ubers/Boat Transfers | $0.00 | $0.00 | $0.00 | n/a | $1,061.00 |
| Total 75000 Fleet | $1,427.08 | $690.00 | $737.08 | +106.8% | $3,770.14 |
| 80000 Administrative | |||||
| 80030 Permits & Licenses-Business Registration | $0.00 | $0.00 | $0.00 | n/a | $1,550.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $0.00 | 0.0% | $10,000.00 |
| 80400 Software Licensing-Subscriptions | $808.13 | $248.05 | $560.08 | +225.8% | $2,152.25 |
| 80500 Penalties & Fines | $0.00 | $0.00 | $0.00 | n/a | $2.50 |
| 80550 Postage/Shipping | $0.00 | $0.00 | $0.00 | n/a | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,273.69 | $1,888.48 | −$614.79 | −32.6% | $4,556.94 |
| 80650 Communication & Cell Phone/Data/Internet | $0.00 | $0.00 | $0.00 | n/a | $5.41 |
| 80800 Travel | $134.00 | $0.00 | $134.00 | n/a | $134.00 |
| 80850 Meals & Entertainment | $421.74 | $373.83 | $47.91 | +12.8% | $1,028.55 |
| 80925 Client Entertainment & Gifts | $0.00 | $0.00 | $0.00 | n/a | $189.00 |
| 81000 Business Taxes | $1,218.39 | $725.59 | $492.80 | +67.9% | $3,771.89 |
| 81050 Sales Tax/GST Expense | $0.03 | $0.00 | $0.03 | n/a | $0.03 |
| Total 80000 Administrative | $6,355.98 | $5,735.95 | $620.03 | +10.8% | $23,403.07 |
| Total Expenses | $21,482.28 | $16,267.02 | $5,215.26 | +32.1% | $70,827.62 |
| Net Operating Income | $5,547.98 | −$439.34 | $5,987.32 | +1362.8% | $11,882.31 |
| Other Expenses | |||||
| 92000 Other Expenses | |||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.01 | −$0.01 | −100.0% | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.01 | −$0.01 | −100.0% | $0.01 |
| 9300 Exchange Gain or Loss | −$0.02 | $0.00 | −$0.02 | n/a | −$0.04 |
| Total Other Expenses | −$0.02 | $0.01 | −$0.03 | −300.0% | −$0.03 |
| Net Other Income | $0.02 | −$0.01 | $0.03 | +300.0% | $0.03 |
| Net Income | $5,548.00 | −$439.35 | $5,987.35 | +1362.8% | $11,882.34 |
Total Revenue
$54,605.48
+$27,575.22 vs Apr
Net Income
$27,843.84
+$22,295.84 vs Apr
Net Margin
51.0%
Up from 20.5%
Total Expenses
$26,761.66
+$5,279.38 vs Apr
Performance
Revenue vs. Expenses
May 2026
Expense Breakdown
$26,761.66
Total Exp.
Administrative
$15,908.42 (59.4%)
Payroll & Employee
$6,381.97 (23.8%)
Advertising & Mktg
$3,671.16 (13.7%)
Facility
$600.00 (2.2%)
Fleet & Transport
$200.11 (0.7%)
Analysis
Key Observations
Revenue doubled to $54,605
Up 102% from April. Commissions more than doubled, the strongest month of the year by far.
Net income hit $27,844
A 51.0% margin, up from 20.5% in April. The revenue surge fell straight to the bottom line.
!
Admin spiked on annual SaaS
Software licensing jumped to $8,715 on the annual HubSpot renewal. A once-a-year charge.
Advertising normalized
Back to $3,671 from April's $6,383, which had carried one-time listing and conference costs.
Fleet costs minimal
Down to $200 with no rentals or transfers, just routine fuel and a golf cart charge.
YTD net income at $39,726
Five months in: $137,315 revenue, a 28.9% blended margin. May closed the period strong.
Month over Month
April vs. May
| Category | Apr 2026 | May 2026 | $ Change | % Change |
|---|---|---|---|---|
| Property Commissions | $27,030.26 | $54,605.48 | +$27,575.22 | +102.0% |
| Administrative | $6,355.98 | $15,908.42 | +$9,552.44 | +150.3% |
| Payroll & Employee | $6,428.32 | $6,381.97 | −$46.35 | −0.7% |
| Advertising & Marketing | $6,383.40 | $3,671.16 | −$2,712.24 | −42.5% |
| Facility | $887.50 | $600.00 | −$287.50 | −32.4% |
| Fleet & Transportation | $1,427.08 | $200.11 | −$1,226.97 | −86.0% |
| Total Expenses | $21,482.28 | $26,761.66 | +$5,279.38 | +24.6% |
| Net Income | $5,548.00 | $27,843.84 | +$22,295.84 | +401.9% |
Full Statement
Profit and Loss, May 2026
Luna Realty Belize, Ltd. | 5-1-2026 to 5-31-2026 | Accrual basis
| Account | May 2026 | Apr 2026 | $ Change | % Change | YTD |
|---|---|---|---|---|---|
| Income | |||||
| 40000 Income | |||||
| 40002 Property Commissions | $54,605.48 | $27,030.26 | $27,575.22 | +102.0% | $137,315.41 |
| Total 40000 Income | $54,605.48 | $27,030.26 | $27,575.22 | +102.0% | $137,315.41 |
| Total Income | $54,605.48 | $27,030.26 | $27,575.22 | +102.0% | $137,315.41 |
| Gross Profit | $54,605.48 | $27,030.26 | $27,575.22 | +102.0% | $137,315.41 |
| Expenses | |||||
| 60000 Advertising | |||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $996.66 | $1,648.34 | −$651.68 | −39.5% | $4,259.00 |
| 60050 Social Media Fees | $700.00 | $700.00 | $0.00 | 0.0% | $3,500.00 |
| 60150 Media-Videography-Photography Expenses | $1,587.50 | $2,172.50 | −$585.00 | −26.9% | $9,807.50 |
| 60200 Printing & Supply Media | $387.00 | $1,050.00 | −$663.00 | −63.1% | $2,854.87 |
| 60350 Conferences & Events | $0.00 | $812.56 | −$812.56 | −100.0% | $812.56 |
| Total 60000 Advertising | $3,671.16 | $6,383.40 | −$2,712.24 | −42.5% | $21,233.93 |
| 65000 Employee Related-Payroll | |||||
| 65010 Administrative Wages | $1,550.00 | $1,550.00 | $0.00 | 0.0% | $7,700.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $0.00 | 0.0% | $11,000.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,950.00 | −$650.00 | −33.3% | $7,150.00 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $200.20 | −$28.60 | −14.3% | $886.60 |
| 65700 Employee Override Commissions | $1,160.37 | $528.12 | $632.25 | +119.7% | $2,952.01 |
| Total 65000 Employee Related-Payroll | $6,381.97 | $6,428.32 | −$46.35 | −0.7% | $29,688.61 |
| 70000 Facility | |||||
| 70025 Building Maintenance & Repairs | $0.00 | $0.00 | $0.00 | n/a | $97.50 |
| 70050 Small Office Furniture | $0.00 | $287.50 | −$287.50 | −100.0% | $287.50 |
| 70150 Rent | $500.00 | $500.00 | $0.00 | 0.0% | $2,500.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $0.00 | 0.0% | $500.00 |
| Total 70000 Facility | $600.00 | $887.50 | −$287.50 | −32.4% | $3,385.00 |
| 75000 Fleet | |||||
| 75050 Vehicle Repairs & Maintenance | $0.00 | $0.00 | $0.00 | n/a | $105.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $0.00 | $0.00 | $0.00 | n/a | $7.50 |
| 75200 Fuel | $112.61 | $539.78 | −$427.17 | −79.1% | $1,036.39 |
| 75450 Vehicle Rentals | $0.00 | $354.80 | −$354.80 | −100.0% | $704.80 |
| 75500 Golf Cart Rental | $87.50 | $532.50 | −$445.00 | −83.6% | $1,055.56 |
| 75550 Taxi/Ubers/Boat Transfers | $0.00 | $0.00 | $0.00 | n/a | $1,061.00 |
| Total 75000 Fleet | $200.11 | $1,427.08 | −$1,226.97 | −86.0% | $3,970.25 |
| 80000 Administrative | |||||
| 80030 Permits & Licenses-Business Registration | $0.00 | $0.00 | $0.00 | n/a | $1,550.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $0.00 | 0.0% | $12,500.00 |
| 80400 Software Licensing-Subscriptions | $8,715.18 | $808.13 | $7,907.05 | +978.4% | $10,867.43 |
| 80500 Penalties & Fines | $0.00 | $0.00 | $0.00 | n/a | $2.50 |
| 80550 Postage/Shipping | $0.00 | $0.00 | $0.00 | n/a | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,653.29 | $1,273.69 | $379.60 | +29.8% | $6,210.23 |
| 80650 Communication & Cell Phone/Data/Internet | $0.00 | $0.00 | $0.00 | n/a | $5.41 |
| 80800 Travel | $536.00 | $134.00 | $402.00 | +300.0% | $670.00 |
| 80850 Meals & Entertainment | $411.18 | $421.74 | −$10.56 | −2.5% | $1,439.73 |
| 80925 Client Entertainment & Gifts | $0.00 | $0.00 | $0.00 | n/a | $189.00 |
| 81000 Business Taxes | $2,092.80 | $1,218.39 | $874.41 | +71.8% | $5,864.69 |
| 81050 Sales Tax/GST Expense | −$0.03 | $0.03 | −$0.06 | −200.0% | $0.00 |
| Total 80000 Administrative | $15,908.42 | $6,355.98 | $9,552.44 | +150.3% | $39,311.49 |
| Total Expenses | $26,761.66 | $21,482.28 | $5,279.38 | +24.6% | $97,589.28 |
| Net Operating Income | $27,843.82 | $5,547.98 | $22,295.84 | +401.9% | $39,726.13 |
| Other Expenses | |||||
| 92000 Other Expenses | |||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.00 | $0.00 | n/a | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.00 | $0.00 | n/a | $0.01 |
| 9300 Exchange Gain or Loss | −$0.02 | −$0.02 | $0.00 | 0.0% | −$0.06 |
| Total Other Expenses | −$0.02 | −$0.02 | $0.00 | 0.0% | −$0.05 |
| Net Other Income | $0.02 | $0.02 | $0.00 | 0.0% | $0.05 |
| Net Income | $27,843.84 | $5,548.00 | $22,295.84 | +401.9% | $39,726.18 |
Total Revenue
$35,889.50
−$18,715.98 vs May
Net Income
$9,778.99
−$18,064.85 vs May
Net Margin
27.2%
Down from 51.0%
Total Expenses
$26,110.52
−$651.14 vs May
Performance
Revenue vs. Expenses
June 2026
Expense Breakdown
$26,110.52
Total Exp.
Administrative
$10,536.03 (40.4%)
Payroll & Employee
$7,916.45 (30.3%)
Advertising & Mktg
$6,906.15 (26.4%)
Facility
$600.00 (2.3%)
Fleet & Transport
$151.89 (0.6%)
Analysis
Key Observations
Revenue normalized to $35,890
Down 34% from May's peak, but the second best month of the year and well above the Q1 pace.
Net income of $9,779
A 27.2% margin, the second strongest month of 2026. A solid follow-through on a record May.
!
Payroll rose to $7,916
Administrative and marketing wages ran about 1.5x. A three pay period month, not a rate change.
Advertising stepped up to $6,906
Carried $1,699 in conferences and events and $2,650 in media production. Feeding the pipeline.
Travel was the year's highest
$2,822 inside Administrative, the largest single travel month of 2026.
YTD net income at $49,505
Six months in: $173,205 revenue, a 28.6% blended margin.
Month over Month
May vs. June
| Category | May 2026 | Jun 2026 | $ Change | % Change |
|---|---|---|---|---|
| Property Commissions | $54,605.48 | $35,889.50 | −$18,715.98 | −34.3% |
| Administrative | $15,908.42 | $10,536.03 | −$5,372.39 | −33.8% |
| Payroll & Employee | $6,381.97 | $7,916.45 | +$1,534.48 | +24.0% |
| Advertising & Marketing | $3,671.16 | $6,906.15 | +$3,234.99 | +88.1% |
| Facility | $600.00 | $600.00 | $0.00 | 0.0% |
| Fleet & Transportation | $200.11 | $151.89 | −$48.22 | −24.1% |
| Total Expenses | $26,761.66 | $26,110.52 | −$651.14 | −2.4% |
| Net Income | $27,843.84 | $9,778.99 | −$18,064.85 | −64.9% |
Full Statement
Profit and Loss, June 2026
Luna Realty Belize, Ltd. | 6-1-2026 to 6-30-2026 | Accrual basis
| Account | Jun 2026 | May 2026 | $ Change | % Change | YTD |
|---|---|---|---|---|---|
| Income | |||||
| 40000 Income | |||||
| 40002 Property Commissions | $35,889.50 | $54,605.48 | −$18,715.98 | −34.3% | $173,204.91 |
| Total 40000 Income | $35,889.50 | $54,605.48 | −$18,715.98 | −34.3% | $173,204.91 |
| Total Income | $35,889.50 | $54,605.48 | −$18,715.98 | −34.3% | $173,204.91 |
| Gross Profit | $35,889.50 | $54,605.48 | −$18,715.98 | −34.3% | $173,204.91 |
| Expenses | |||||
| 60000 Advertising | |||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $1,157.00 | $996.66 | $160.34 | +16.1% | $5,416.00 |
| 60050 Social Media Fees | $700.00 | $700.00 | $0.00 | 0.0% | $4,200.00 |
| 60150 Media-Videography-Photography Expenses | $2,650.00 | $1,587.50 | $1,062.50 | +66.9% | $12,457.50 |
| 60200 Printing & Supply Media | $700.15 | $387.00 | $313.15 | +80.9% | $3,555.02 |
| 60350 Conferences & Events | $1,699.00 | $0.00 | $1,699.00 | n/a | $2,511.56 |
| Total 60000 Advertising | $6,906.15 | $3,671.16 | $3,234.99 | +88.1% | $28,140.08 |
| 65000 Employee Related-Payroll | |||||
| 65010 Administrative Wages | $2,325.00 | $1,550.00 | $775.00 | +50.0% | $10,025.00 |
| 65015 Marketing/Designer Wages | $3,300.00 | $2,200.00 | $1,100.00 | +50.0% | $14,300.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 | $0.00 | 0.0% | $8,450.00 |
| 65200 Payroll Tax - Social Security Employer | $228.80 | $171.60 | $57.20 | +33.3% | $1,115.40 |
| 65700 Employee Override Commissions | $762.65 | $1,160.37 | −$397.72 | −34.3% | $3,714.66 |
| Total 65000 Employee Related-Payroll | $7,916.45 | $6,381.97 | $1,534.48 | +24.0% | $37,605.06 |
| 70000 Facility | |||||
| 70025 Building Maintenance & Repairs | $0.00 | $0.00 | $0.00 | n/a | $97.50 |
| 70050 Small Office Furniture | $0.00 | $0.00 | $0.00 | n/a | $287.50 |
| 70150 Rent | $500.00 | $500.00 | $0.00 | 0.0% | $3,000.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $0.00 | 0.0% | $600.00 |
| Total 70000 Facility | $600.00 | $600.00 | $0.00 | 0.0% | $3,985.00 |
| 75000 Fleet | |||||
| 75050 Vehicle Repairs & Maintenance | $0.00 | $0.00 | $0.00 | n/a | $105.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $0.00 | $0.00 | $0.00 | n/a | $7.50 |
| 75200 Fuel | $151.89 | $112.61 | $39.28 | +34.9% | $1,188.28 |
| 75450 Vehicle Rentals | $0.00 | $0.00 | $0.00 | n/a | $704.80 |
| 75500 Golf Cart Rental | $0.00 | $87.50 | −$87.50 | −100.0% | $1,055.56 |
| 75550 Taxi/Ubers/Boat Transfers | $0.00 | $0.00 | $0.00 | n/a | $1,061.00 |
| Total 75000 Fleet | $151.89 | $200.11 | −$48.22 | −24.1% | $4,122.14 |
| 80000 Administrative | |||||
| 80030 Permits & Licenses-Business Registration | $0.00 | $0.00 | $0.00 | n/a | $1,550.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $0.00 | 0.0% | $15,000.00 |
| 80400 Software Licensing-Subscriptions | $1,816.07 | $8,715.18 | −$6,899.11 | −79.2% | $12,683.50 |
| 80500 Penalties & Fines | $0.00 | $0.00 | $0.00 | n/a | $2.50 |
| 80550 Postage/Shipping | $0.00 | $0.00 | $0.00 | n/a | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,377.62 | $1,653.29 | −$275.67 | −16.7% | $7,587.85 |
| 80650 Communication & Cell Phone/Data/Internet | $0.00 | $0.00 | $0.00 | n/a | $5.41 |
| 80800 Travel | $2,821.50 | $536.00 | $2,285.50 | +426.4% | $3,491.50 |
| 80850 Meals & Entertainment | $0.00 | $411.18 | −$411.18 | −100.0% | $1,439.73 |
| 80925 Client Entertainment & Gifts | $226.36 | $0.00 | $226.36 | n/a | $415.36 |
| 81000 Business Taxes | $1,794.48 | $2,092.80 | −$298.32 | −14.3% | $7,659.17 |
| 81050 Sales Tax/GST Expense | $0.00 | −$0.03 | $0.03 | +100.0% | $0.00 |
| Total 80000 Administrative | $10,536.03 | $15,908.42 | −$5,372.39 | −33.8% | $49,847.52 |
| Total Expenses | $26,110.52 | $26,761.66 | −$651.14 | −2.4% | $123,699.80 |
| Net Operating Income | $9,778.98 | $27,843.82 | −$18,064.84 | −64.9% | $49,505.11 |
| Other Expenses | |||||
| 92000 Other Expenses | |||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.00 | $0.00 | n/a | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.00 | $0.00 | n/a | $0.01 |
| 9300 Exchange Gain or Loss | −$0.01 | −$0.02 | $0.01 | +50.0% | −$0.07 |
| Total Other Expenses | −$0.01 | −$0.02 | $0.01 | +50.0% | −$0.06 |
| Net Other Income | $0.01 | $0.02 | −$0.01 | −50.0% | $0.06 |
| Net Income | $9,778.99 | $27,843.84 | −$18,064.85 | −64.9% | $49,505.17 |
Total Revenue
$3,475.00
−$32,414.50 vs Jun
Net Income
−$18,470.31
−$28,249.30 vs Jun
Net Margin
-531.5%
Revenue-light month
Total Expenses
$21,945.31
−$4,165.21 vs Jun
Performance
Revenue vs. Expenses
July 2026
Expense Breakdown
$21,945.31
Total Exp.
Administrative
$5,282.49 (24.1%)
Payroll & Employee
$5,295.45 (24.1%)
Advertising & Mktg
$10,408.70 (47.4%)
Facility
$600.00 (2.7%)
Fleet & Transport
$358.67 (1.6%)
Analysis
Key Observations
!
Revenue fell to $3,475
The summer slow season we flagged last month arrived. Closings paused for July.
!
An anticipated seasonal loss
Revenue light against a steady cost base put July at −$18,470, the year's largest loss. We called this.
Advertising stepped up to $10,409
Printing and media of $4,698 plus $1,691 in conferences. Investment in the fall pipeline, not overhead creep.
Payroll normalized to $5,295
Back down from June's three pay period month, right where it should be.
Override commissions near zero
Just $74 on the light closings, which is what pulled payroll down.
YTD net income at $31,035
Seven months in: $176,680 revenue, still profitable at a 17.6% blended margin.
Month over Month
June vs. July
| Category | Jun 2026 | Jul 2026 | $ Change | % Change |
|---|---|---|---|---|
| Property Commissions | $35,889.50 | $3,475.00 | −$32,414.50 | −90.3% |
| Administrative | $10,536.03 | $5,282.49 | −$5,253.54 | −49.9% |
| Payroll & Employee | $7,916.45 | $5,295.45 | −$2,621.00 | −33.1% |
| Advertising & Marketing | $6,906.15 | $10,408.70 | +$3,502.55 | +50.7% |
| Facility | $600.00 | $600.00 | $0.00 | 0.0% |
| Fleet & Transportation | $151.89 | $358.67 | +$206.78 | +136.1% |
| Total Expenses | $26,110.52 | $21,945.31 | −$4,165.21 | −16.0% |
| Net Income | $9,778.99 | −$18,470.31 | −$28,249.30 | −288.9% |
Full Statement
Profit and Loss, July 2026
Luna Realty Belize, Ltd. | 7-1-2026 to 7-31-2026 | Accrual basis
| Account | Jul 2026 | Jun 2026 | $ Change | % Change | YTD |
|---|---|---|---|---|---|
| Income | |||||
| 40000 Income | |||||
| 40002 Property Commissions | $3,475.00 | $35,889.50 | −$32,414.50 | −90.3% | $176,679.91 |
| Total 40000 Income | $3,475.00 | $35,889.50 | −$32,414.50 | −90.3% | $176,679.91 |
| Total Income | $3,475.00 | $35,889.50 | −$32,414.50 | −90.3% | $176,679.91 |
| Gross Profit | $3,475.00 | $35,889.50 | −$32,414.50 | −90.3% | $176,679.91 |
| Expenses | |||||
| 60000 Advertising | |||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $1,394.87 | $1,157.00 | $237.87 | +20.6% | $6,810.87 |
| 60050 Social Media Fees | $700.00 | $700.00 | $0.00 | 0.0% | $4,900.00 |
| 60150 Media-Videography-Photography Expenses | $1,925.00 | $2,650.00 | −$725.00 | −27.4% | $14,382.50 |
| 60200 Printing & Supply Media | $4,698.27 | $700.15 | $3,998.12 | +571.0% | $8,253.29 |
| 60350 Conferences & Events | $1,690.56 | $1,699.00 | −$8.44 | −0.5% | $4,202.12 |
| Total 60000 Advertising | $10,408.70 | $6,906.15 | $3,502.55 | +50.7% | $38,548.78 |
| 65000 Employee Related-Payroll | |||||
| 65010 Administrative Wages | $1,550.00 | $2,325.00 | −$775.00 | −33.3% | $11,575.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $3,300.00 | −$1,100.00 | −33.3% | $16,500.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 | $0.00 | 0.0% | $9,750.00 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $228.80 | −$57.20 | −25.0% | $1,287.00 |
| 65700 Employee Override Commissions | $73.85 | $762.65 | −$688.80 | −90.3% | $3,788.51 |
| Total 65000 Employee Related-Payroll | $5,295.45 | $7,916.45 | −$2,621.00 | −33.1% | $42,900.51 |
| 70000 Facility | |||||
| 70025 Building Maintenance & Repairs | $0.00 | $0.00 | $0.00 | n/a | $97.50 |
| 70050 Small Office Furniture | $0.00 | $0.00 | $0.00 | n/a | $287.50 |
| 70150 Rent | $500.00 | $500.00 | $0.00 | 0.0% | $3,500.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $0.00 | 0.0% | $700.00 |
| Total 70000 Facility | $600.00 | $600.00 | $0.00 | 0.0% | $4,585.00 |
| 75000 Fleet | |||||
| 75050 Vehicle Repairs & Maintenance | $0.00 | $0.00 | $0.00 | n/a | $105.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $0.00 | $0.00 | $0.00 | n/a | $7.50 |
| 75200 Fuel | $0.00 | $151.89 | −$151.89 | −100.0% | $1,188.28 |
| 75450 Vehicle Rentals | $133.67 | $0.00 | $133.67 | n/a | $838.47 |
| 75500 Golf Cart Rental | $0.00 | $0.00 | $0.00 | n/a | $1,055.56 |
| 75550 Taxi/Ubers/Boat Transfers | $225.00 | $0.00 | $225.00 | n/a | $1,286.00 |
| Total 75000 Fleet | $358.67 | $151.89 | $206.78 | +136.1% | $4,480.81 |
| 80000 Administrative | |||||
| 80030 Permits & Licenses-Business Registration | $1,025.00 | $0.00 | $1,025.00 | n/a | $2,575.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $0.00 | 0.0% | $17,500.00 |
| 80400 Software Licensing-Subscriptions | $758.67 | $1,816.07 | −$1,057.40 | −58.2% | $13,442.17 |
| 80500 Penalties & Fines | $0.00 | $0.00 | $0.00 | n/a | $2.50 |
| 80550 Postage/Shipping | $0.00 | $0.00 | $0.00 | n/a | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $238.63 | $1,377.62 | −$1,138.99 | −82.7% | $7,826.48 |
| 80650 Communication & Cell Phone/Data/Internet | $0.00 | $0.00 | $0.00 | n/a | $5.41 |
| 80800 Travel | $128.00 | $2,821.50 | −$2,693.50 | −95.5% | $3,619.50 |
| 80850 Meals & Entertainment | $0.00 | $0.00 | $0.00 | n/a | $1,439.73 |
| 80925 Client Entertainment & Gifts | $0.00 | $226.36 | −$226.36 | −100.0% | $415.36 |
| 81000 Business Taxes | $173.75 | $1,794.48 | −$1,620.73 | −90.3% | $7,832.92 |
| 81050 Sales Tax/GST Expense | $458.44 | $0.00 | $458.44 | n/a | $458.44 |
| Total 80000 Administrative | $5,282.49 | $10,536.03 | −$5,253.54 | −49.9% | $55,130.01 |
| Total Expenses | $21,945.31 | $26,110.52 | −$4,165.21 | −16.0% | $145,645.11 |
| Net Operating Income | −$18,470.31 | $9,778.98 | −$28,249.29 | −288.9% | $31,034.80 |
| Other Expenses | |||||
| 92000 Other Expenses | |||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.00 | $0.00 | n/a | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.00 | $0.00 | n/a | $0.01 |
| 9300 Exchange Gain or Loss | $0.00 | −$0.01 | $0.01 | +100.0% | −$0.07 |
| Total Other Expenses | $0.00 | −$0.01 | $0.01 | +100.0% | −$0.06 |
| Net Other Income | $0.00 | $0.01 | −$0.01 | −100.0% | $0.06 |
| Net Income | −$18,470.31 | $9,778.99 | −$28,249.30 | −288.9% | $31,034.86 |
Total Revenue
$6,409.67
+$2,934.67 vs Jul
Net Income
−$8,590.55
+$9,879.76 vs Jul
Net Margin
-134.0%
Loss narrowed vs Jul
Total Expenses
$15,000.22
−$6,945.09 vs Jul
Note: The new Cayo office construction of $36,044.54 is capitalized to a fixed-asset account and excluded from this P&L. These figures reflect operating performance only; final capitalize-versus-expense treatment will be set at year end.
Performance
Revenue vs. Expenses
August 2026
Expense Breakdown
$15,000.22
Total Exp.
Administrative
$3,362.79 (22.4%)
Payroll & Employee
$5,473.69 (36.5%)
Advertising & Mktg
$5,460.74 (36.4%)
Facility
$600.00 (4.0%)
Fleet & Transport
$103.00 (0.7%)
Analysis
Key Observations
Revenue improved to $6,410
Up 84% from July, though still a slow late-summer month as closings rebuild.
Loss narrowed to $8,591
Roughly half of July's loss. The trend is moving back the right way.
Cayo office kept off the P&L
The $36,045 build was capitalized to a fixed-asset account, so this statement reflects true operations.
Costs pulled back to $15,000
No travel or conferences, and advertising eased to $5,461 with the slower season.
July GST credit applied
The $458.44 carryover offset August's GST, showing as a credit on the sales tax line, as flagged last month.
YTD net income at $22,444
Eight months in: $183,090 revenue, a 12.3% blended margin after two soft summer months.
Month over Month
July vs. August
| Category | Jul 2026 | Aug 2026 | $ Change | % Change |
|---|---|---|---|---|
| Property Commissions | $3,475.00 | $6,409.67 | +$2,934.67 | +84.5% |
| Administrative | $5,282.49 | $3,362.79 | −$1,919.70 | −36.3% |
| Payroll & Employee | $5,295.45 | $5,473.69 | +$178.24 | +3.4% |
| Advertising & Marketing | $10,408.70 | $5,460.74 | −$4,947.96 | −47.5% |
| Facility | $600.00 | $600.00 | $0.00 | 0.0% |
| Fleet & Transportation | $358.67 | $103.00 | −$255.67 | −71.3% |
| Total Expenses | $21,945.31 | $15,000.22 | −$6,945.09 | −31.6% |
| Net Income | −$18,470.31 | −$8,590.55 | +$9,879.76 | +53.5% |
Full Statement
Profit and Loss, August 2026
Luna Realty Belize, Ltd. | 8-1-2026 to 8-31-2026 | Accrual basis
| Account | Aug 2026 | Jul 2026 | $ Change | % Change | YTD |
|---|---|---|---|---|---|
| Income | |||||
| 40000 Income | |||||
| 40002 Property Commissions | $6,409.67 | $3,475.00 | $2,934.67 | +84.5% | $183,089.58 |
| Total 40000 Income | $6,409.67 | $3,475.00 | $2,934.67 | +84.5% | $183,089.58 |
| Total Income | $6,409.67 | $3,475.00 | $2,934.67 | +84.5% | $183,089.58 |
| Gross Profit | $6,409.67 | $3,475.00 | $2,934.67 | +84.5% | $183,089.58 |
| Expenses | |||||
| 60000 Advertising | |||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $1,446.99 | $1,394.87 | $52.12 | +3.7% | $8,257.86 |
| 60050 Social Media Fees | $1,100.00 | $700.00 | $400.00 | +57.1% | $6,000.00 |
| 60150 Media-Videography-Photography Expenses | $2,387.50 | $1,925.00 | $462.50 | +24.0% | $16,770.00 |
| 60200 Printing & Supply Media | $526.25 | $4,698.27 | −$4,172.02 | −88.8% | $8,779.54 |
| 60350 Conferences & Events | $0.00 | $1,690.56 | −$1,690.56 | −100.0% | $4,202.12 |
| Total 60000 Advertising | $5,460.74 | $10,408.70 | −$4,947.96 | −47.5% | $44,009.52 |
| 65000 Employee Related-Payroll | |||||
| 65010 Administrative Wages | $1,550.00 | $1,550.00 | $0.00 | 0.0% | $13,125.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $0.00 | 0.0% | $18,700.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,415.88 | $1,300.00 | $115.88 | +8.9% | $11,165.88 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 | $0.00 | 0.0% | $1,458.60 |
| 65700 Employee Override Commissions | $136.21 | $73.85 | $62.36 | +84.4% | $3,924.72 |
| Total 65000 Employee Related-Payroll | $5,473.69 | $5,295.45 | $178.24 | +3.4% | $48,374.20 |
| 70000 Facility | |||||
| 70025 Building Maintenance & Repairs | $0.00 | $0.00 | $0.00 | n/a | $97.50 |
| 70050 Small Office Furniture | $0.00 | $0.00 | $0.00 | n/a | $287.50 |
| 70150 Rent | $500.00 | $500.00 | $0.00 | 0.0% | $4,000.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $0.00 | 0.0% | $800.00 |
| Total 70000 Facility | $600.00 | $600.00 | $0.00 | 0.0% | $5,185.00 |
| 75000 Fleet | |||||
| 75050 Vehicle Repairs & Maintenance | $103.00 | $0.00 | $103.00 | n/a | $208.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $0.00 | $0.00 | $0.00 | n/a | $7.50 |
| 75200 Fuel | $0.00 | $0.00 | $0.00 | n/a | $1,188.28 |
| 75450 Vehicle Rentals | $0.00 | $133.67 | −$133.67 | −100.0% | $838.47 |
| 75500 Golf Cart Rental | $0.00 | $0.00 | $0.00 | n/a | $1,055.56 |
| 75550 Taxi/Ubers/Boat Transfers | $0.00 | $225.00 | −$225.00 | −100.0% | $1,286.00 |
| Total 75000 Fleet | $103.00 | $358.67 | −$255.67 | −71.3% | $4,583.81 |
| 80000 Administrative | |||||
| 80030 Permits & Licenses-Business Registration | $0.00 | $1,025.00 | −$1,025.00 | −100.0% | $2,575.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $0.00 | 0.0% | $20,000.00 |
| 80400 Software Licensing-Subscriptions | $891.64 | $758.67 | $132.97 | +17.5% | $14,333.81 |
| 80500 Penalties & Fines | $0.00 | $0.00 | $0.00 | n/a | $2.50 |
| 80550 Postage/Shipping | $0.00 | $0.00 | $0.00 | n/a | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $109.10 | $238.63 | −$129.53 | −54.3% | $7,935.58 |
| 80650 Communication & Cell Phone/Data/Internet | $0.00 | $0.00 | $0.00 | n/a | $5.41 |
| 80800 Travel | $0.00 | $128.00 | −$128.00 | −100.0% | $3,619.50 |
| 80850 Meals & Entertainment | $0.00 | $0.00 | $0.00 | n/a | $1,439.73 |
| 80925 Client Entertainment & Gifts | $0.00 | $0.00 | $0.00 | n/a | $415.36 |
| 81000 Business Taxes | $320.49 | $173.75 | $146.74 | +84.5% | $8,153.41 |
| 81050 Sales Tax/GST Expense | −$458.44 | $458.44 | −$916.88 | −200.0% | $0.00 |
| Total 80000 Administrative | $3,362.79 | $5,282.49 | −$1,919.70 | −36.3% | $58,492.80 |
| Total Expenses | $15,000.22 | $21,945.31 | −$6,945.09 | −31.6% | $160,645.33 |
| Net Operating Income | −$8,590.55 | −$18,470.31 | $9,879.76 | +53.5% | $22,444.25 |
| Other Expenses | |||||
| 92000 Other Expenses | |||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.00 | $0.00 | n/a | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.00 | $0.00 | n/a | $0.01 |
| 9300 Exchange Gain or Loss | $0.00 | $0.00 | $0.00 | n/a | −$0.07 |
| Total Other Expenses | $0.00 | $0.00 | $0.00 | n/a | −$0.06 |
| Net Other Income | $0.00 | $0.00 | $0.00 | n/a | $0.06 |
| Net Income | −$8,590.55 | −$18,470.31 | $9,879.76 | +53.5% | $22,444.31 |
Total Revenue
$12,619.55
+$6,209.88 vs Aug
Net Income
−$6,861.44
+$1,729.11 vs Aug
Net Margin
-54.4%
Loss narrowed vs Aug
Total Expenses
$19,481.00
+$4,480.78 vs Aug
Note: The new Cayo office construction of $36,044.54 is capitalized to a fixed-asset account and excluded from this P&L. These figures reflect operating performance only; final capitalize-versus-expense treatment will be set at year end.
Performance
Revenue vs. Expenses
September 2026
Expense Breakdown
$19,481.00
Total Exp.
Administrative
$5,240.98 (26.9%)
Payroll & Employee
$5,443.02 (27.9%)
Advertising & Mktg
$8,197.00 (42.1%)
Facility
$600.00 (3.1%)
Fleet & Transport
$0.00 (0.0%)
Analysis
Key Observations
Revenue nearly doubled to $12,620
Up 97% from August on seven closings. Aruna Itzamna T17 led the month at $4,533.
Loss narrowed again to $6,861
Second month in a row it got smaller, down from $18,470 in July and $8,591 in August.
!
Advertising up to $8,197
Billboards, signs and installs ran $3,002, plus $2,813 of drone and video on new listings. That's fall pipeline money.
!
Zoom annual renewal of $849
A once a year charge in software, same idea as May's HubSpot renewal.
Fleet at zero
No fuel, rentals or boat transfers booked this month.
YTD net income at $15,583
Nine months in: $195,709 revenue, an 8.0% blended margin.
Month over Month
August vs. September
| Category | Aug 2026 | Sep 2026 | $ Change | % Change |
|---|---|---|---|---|
| Property Commissions | $6,409.67 | $12,619.55 | +$6,209.88 | +96.9% |
| Administrative | $3,362.79 | $5,240.98 | +$1,878.19 | +55.9% |
| Payroll & Employee | $5,473.69 | $5,443.02 | −$30.67 | −0.6% |
| Advertising & Marketing | $5,460.74 | $8,197.00 | +$2,736.26 | +50.1% |
| Facility | $600.00 | $600.00 | $0.00 | 0.0% |
| Fleet & Transportation | $103.00 | $0.00 | −$103.00 | −100.0% |
| Total Expenses | $15,000.22 | $19,481.00 | +$4,480.78 | +29.9% |
| Net Income | −$8,590.55 | −$6,861.44 | +$1,729.11 | +20.1% |
Full Statement
Profit and Loss, September 2026
Luna Realty Belize, Ltd. | 9-1-2026 to 9-30-2026 | Accrual basis
| Account | Sep 2026 | Aug 2026 | $ Change | % Change | YTD |
|---|---|---|---|---|---|
| Income | |||||
| 40000 Income | |||||
| 40002 Property Commissions | $12,619.55 | $6,409.67 | $6,209.88 | +96.9% | $195,709.13 |
| Total 40000 Income | $12,619.55 | $6,409.67 | $6,209.88 | +96.9% | $195,709.13 |
| Total Income | $12,619.55 | $6,409.67 | $6,209.88 | +96.9% | $195,709.13 |
| Gross Profit | $12,619.55 | $6,409.67 | $6,209.88 | +96.9% | $195,709.13 |
| Expenses | |||||
| 60000 Advertising | |||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $1,282.90 | $1,446.99 | −$164.09 | −11.3% | $9,540.76 |
| 60050 Social Media Fees | $1,100.00 | $1,100.00 | $0.00 | 0.0% | $7,100.00 |
| 60150 Media-Videography-Photography Expenses | $2,812.50 | $2,387.50 | $425.00 | +17.8% | $19,582.50 |
| 60200 Printing & Supply Media | $3,001.60 | $526.25 | $2,475.35 | +470.4% | $11,781.14 |
| 60350 Conferences & Events | $0.00 | $0.00 | $0.00 | n/a | $4,202.12 |
| Total 60000 Advertising | $8,197.00 | $5,460.74 | $2,736.26 | +50.1% | $52,206.52 |
| 65000 Employee Related-Payroll | |||||
| 65010 Administrative Wages | $1,550.00 | $1,550.00 | $0.00 | 0.0% | $14,675.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $0.00 | 0.0% | $20,900.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,415.88 | −$115.88 | −8.2% | $12,465.88 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 | $0.00 | 0.0% | $1,630.20 |
| 65700 Employee Override Commissions | $221.42 | $136.21 | $85.21 | +62.6% | $4,146.14 |
| Total 65000 Employee Related-Payroll | $5,443.02 | $5,473.69 | −$30.67 | −0.6% | $53,817.22 |
| 70000 Facility | |||||
| 70025 Building Maintenance & Repairs | $0.00 | $0.00 | $0.00 | n/a | $97.50 |
| 70050 Small Office Furniture | $0.00 | $0.00 | $0.00 | n/a | $287.50 |
| 70150 Rent | $500.00 | $500.00 | $0.00 | 0.0% | $4,500.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $0.00 | 0.0% | $900.00 |
| Total 70000 Facility | $600.00 | $600.00 | $0.00 | 0.0% | $5,785.00 |
| 75000 Fleet | |||||
| 75050 Vehicle Repairs & Maintenance | $0.00 | $103.00 | −$103.00 | −100.0% | $208.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $0.00 | $0.00 | $0.00 | n/a | $7.50 |
| 75200 Fuel | $0.00 | $0.00 | $0.00 | n/a | $1,188.28 |
| 75450 Vehicle Rentals | $0.00 | $0.00 | $0.00 | n/a | $838.47 |
| 75500 Golf Cart Rental | $0.00 | $0.00 | $0.00 | n/a | $1,055.56 |
| 75550 Taxi/Ubers/Boat Transfers | $0.00 | $0.00 | $0.00 | n/a | $1,286.00 |
| Total 75000 Fleet | $0.00 | $103.00 | −$103.00 | −100.0% | $4,583.81 |
| 80000 Administrative | |||||
| 80030 Permits & Licenses-Business Registration | $0.00 | $0.00 | $0.00 | n/a | $2,575.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $0.00 | 0.0% | $22,500.00 |
| 80400 Software Licensing-Subscriptions | $1,519.23 | $891.64 | $627.59 | +70.4% | $15,853.04 |
| 80500 Penalties & Fines | $0.00 | $0.00 | $0.00 | n/a | $2.50 |
| 80550 Postage/Shipping | $0.00 | $0.00 | $0.00 | n/a | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $842.25 | $109.10 | $733.15 | +672.0% | $8,777.83 |
| 80650 Communication & Cell Phone/Data/Internet | $0.00 | $0.00 | $0.00 | n/a | $5.41 |
| 80800 Travel | $0.00 | $0.00 | $0.00 | n/a | $3,619.50 |
| 80850 Meals & Entertainment | $0.00 | $0.00 | $0.00 | n/a | $1,439.73 |
| 80925 Client Entertainment & Gifts | $0.00 | $0.00 | $0.00 | n/a | $415.36 |
| 81000 Business Taxes | $0.00 | $320.49 | −$320.49 | −100.0% | $8,153.41 |
| 81050 Sales Tax/GST Expense | $379.50 | −$458.44 | $837.94 | +182.8% | $379.50 |
| Total 80000 Administrative | $5,240.98 | $3,362.79 | $1,878.19 | +55.9% | $63,733.78 |
| Total Expenses | $19,481.00 | $15,000.22 | $4,480.78 | +29.9% | $180,126.33 |
| Net Operating Income | −$6,861.45 | −$8,590.55 | $1,729.10 | +20.1% | $15,582.80 |
| Other Expenses | |||||
| 92000 Other Expenses | |||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.00 | $0.00 | n/a | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.00 | $0.00 | n/a | $0.01 |
| 9300 Exchange Gain or Loss | −$0.01 | $0.00 | −$0.01 | n/a | −$0.08 |
| Total Other Expenses | −$0.01 | $0.00 | −$0.01 | n/a | −$0.07 |
| Net Other Income | $0.01 | $0.00 | $0.01 | n/a | $0.07 |
| Net Income | −$6,861.44 | −$8,590.55 | $1,729.11 | +20.1% | $15,582.87 |
Year to Date through:
YTD Revenue
$19,931.00
January to January 2026
YTD Net Income
$3,658.10
18.4% blended margin
YTD Total Expenses
$16,272.92
January to January 2026
Best Month
January
$3,658.10 net income
Month-by-Month View
Revenue, Expenses & Net Income
Trend
Revenue & Net Income
Analysis
YTD Key Observations
YTD revenue at $19,931
Net income of $3,658 so far, a 18.4% blended margin.
A steady start
Revenue and margins have held a consistent band so far.
Monthly Summary
Through January
| Category | Jan | YTD |
|---|---|---|
| Revenue | $19,931.00 | $19,931.00 |
| Advertising | $3,807.00 | $3,807.00 |
| Payroll | $5,706.70 | $5,706.70 |
| Facility | $600.00 | $600.00 |
| Fleet | $168.06 | $168.06 |
| Admin | $5,991.16 | $5,991.16 |
| Total Exp. | $16,272.92 | $16,272.92 |
| Net Income | $3,658.10 | $3,658.10 |
| Margin | 18.4% | 18.4% |
Full Statement
Profit and Loss by Month, January to January 2026
Luna Realty Belize, Ltd. | 1-1-2026 to 1-31-2026 | Accrual basis
| Account | Jan | Total |
|---|---|---|
| Income | ||
| 40000 Income | ||
| 40002 Property Commissions | $19,931.00 | $19,931.00 |
| Total 40000 Income | $19,931.00 | $19,931.00 |
| Total Income | $19,931.00 | $19,931.00 |
| Gross Profit | $19,931.00 | $19,931.00 |
| Expenses | ||
| 60000 Advertising | ||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $499.00 | $499.00 |
| 60050 Social Media Fees | $700.00 | $700.00 |
| 60150 Media-Videography-Photography Expenses | $1,492.50 | $1,492.50 |
| 60200 Printing & Supply Media | $1,115.50 | $1,115.50 |
| Total 60000 Advertising | $3,807.00 | $3,807.00 |
| 65000 Employee Related-Payroll | ||
| 65010 Administrative Wages | $1,500.00 | $1,500.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 |
| 65700 Employee Override Commissions | $535.10 | $535.10 |
| Total 65000 Employee Related-Payroll | $5,706.70 | $5,706.70 |
| 70000 Facility | ||
| 70150 Rent | $500.00 | $500.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 |
| Total 70000 Facility | $600.00 | $600.00 |
| 75000 Fleet | ||
| 75100 Vehicle Cleaning/Parking/Tolls | $7.50 | $7.50 |
| 75200 Fuel | $14.00 | $14.00 |
| 75500 Golf Cart Rental | $85.56 | $85.56 |
| 75550 Taxi/Ubers/Boat Transfers | $61.00 | $61.00 |
| Total 75000 Fleet | $168.06 | $168.06 |
| 80000 Administrative | ||
| 80030 Permits & Licenses-Business Registration | $300.00 | $300.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 |
| 80400 Software Licensing-Subscriptions | $585.97 | $585.97 |
| 80550 Postage/Shipping | $12.50 | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,254.54 | $1,254.54 |
| 80650 Communication & Cell Phone/Data/Internet | $5.41 | $5.41 |
| 80850 Meals & Entertainment | $147.19 | $147.19 |
| 80925 Client Entertainment & Gifts | $189.00 | $189.00 |
| 81000 Business Taxes | $996.55 | $996.55 |
| Total 80000 Administrative | $5,991.16 | $5,991.16 |
| Total Expenses | $16,272.92 | $16,272.92 |
| Net Operating Income | $3,658.08 | $3,658.08 |
| Other Expenses | ||
| 9300 Exchange Gain or Loss | −$0.02 | −$0.02 |
| Total Other Expenses | −$0.02 | −$0.02 |
| Net Other Income | $0.02 | $0.02 |
| Net Income | $3,658.10 | $3,658.10 |
YTD Revenue
$39,851.99
January to February 2026
YTD Net Income
$6,773.69
17.0% blended margin
YTD Total Expenses
$33,078.32
January to February 2026
Best Month
January
$3,658.10 net income
Month-by-Month View
Revenue, Expenses & Net Income
Trend
Revenue & Net Income
Analysis
YTD Key Observations
YTD revenue at $39,852
Net income of $6,774 so far, a 17.0% blended margin.
A steady start
Revenue and margins have held a consistent band so far.
Monthly Summary
Through February
| Category | Jan | Feb | YTD |
|---|---|---|---|
| Revenue | $19,931.00 | $19,920.99 | $39,851.99 |
| Advertising | $3,807.00 | $3,755.50 | $7,562.50 |
| Payroll | $5,706.70 | $5,644.92 | $11,351.62 |
| Facility | $600.00 | $600.00 | $1,200.00 |
| Fleet | $168.06 | $1,485.00 | $1,653.06 |
| Admin | $5,991.16 | $5,319.98 | $11,311.14 |
| Total Exp. | $16,272.92 | $16,805.40 | $33,078.32 |
| Net Income | $3,658.10 | $3,115.59 | $6,773.69 |
| Margin | 18.4% | 15.6% | 17.0% |
Full Statement
Profit and Loss by Month, January to February 2026
Luna Realty Belize, Ltd. | 1-1-2026 to 2-28-2026 | Accrual basis
| Account | Jan | Feb | Total |
|---|---|---|---|
| Income | |||
| 40000 Income | |||
| 40002 Property Commissions | $19,931.00 | $19,920.99 | $39,851.99 |
| Total 40000 Income | $19,931.00 | $19,920.99 | $39,851.99 |
| Total Income | $19,931.00 | $19,920.99 | $39,851.99 |
| Gross Profit | $19,931.00 | $19,920.99 | $39,851.99 |
| Expenses | |||
| 60000 Advertising | |||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $499.00 | $450.00 | $949.00 |
| 60050 Social Media Fees | $700.00 | $700.00 | $1,400.00 |
| 60150 Media-Videography-Photography Expenses | $1,492.50 | $2,342.50 | $3,835.00 |
| 60200 Printing & Supply Media | $1,115.50 | $263.00 | $1,378.50 |
| Total 60000 Advertising | $3,807.00 | $3,755.50 | $7,562.50 |
| 65000 Employee Related-Payroll | |||
| 65010 Administrative Wages | $1,500.00 | $1,550.00 | $3,050.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $4,400.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 | $2,600.00 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 | $343.20 |
| 65700 Employee Override Commissions | $535.10 | $423.32 | $958.42 |
| Total 65000 Employee Related-Payroll | $5,706.70 | $5,644.92 | $11,351.62 |
| 70000 Facility | |||
| 70150 Rent | $500.00 | $500.00 | $1,000.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $200.00 |
| Total 70000 Facility | $600.00 | $600.00 | $1,200.00 |
| 75000 Fleet | |||
| 75100 Vehicle Cleaning/Parking/Tolls | $7.50 | $0.00 | $7.50 |
| 75200 Fuel | $14.00 | $135.00 | $149.00 |
| 75450 Vehicle Rentals | $0.00 | $350.00 | $350.00 |
| 75500 Golf Cart Rental | $85.56 | $0.00 | $85.56 |
| 75550 Taxi/Ubers/Boat Transfers | $61.00 | $1,000.00 | $1,061.00 |
| Total 75000 Fleet | $168.06 | $1,485.00 | $1,653.06 |
| 80000 Administrative | |||
| 80030 Permits & Licenses-Business Registration | $300.00 | $1,250.00 | $1,550.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $5,000.00 |
| 80400 Software Licensing-Subscriptions | $585.97 | $510.10 | $1,096.07 |
| 80500 Penalties & Fines | $0.00 | $2.50 | $2.50 |
| 80550 Postage/Shipping | $12.50 | $0.00 | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,254.54 | $140.23 | $1,394.77 |
| 80650 Communication & Cell Phone/Data/Internet | $5.41 | $0.00 | $5.41 |
| 80850 Meals & Entertainment | $147.19 | $85.79 | $232.98 |
| 80925 Client Entertainment & Gifts | $189.00 | $0.00 | $189.00 |
| 81000 Business Taxes | $996.55 | $831.36 | $1,827.91 |
| Total 80000 Administrative | $5,991.16 | $5,319.98 | $11,311.14 |
| Total Expenses | $16,272.92 | $16,805.40 | $33,078.32 |
| Net Operating Income | $3,658.08 | $3,115.59 | $6,773.67 |
| Other Expenses | |||
| 9300 Exchange Gain or Loss | −$0.02 | $0.00 | −$0.02 |
| Total Other Expenses | −$0.02 | $0.00 | −$0.02 |
| Net Other Income | $0.02 | $0.00 | $0.02 |
| Net Income | $3,658.10 | $3,115.59 | $6,773.69 |
YTD Revenue
$55,679.67
January to March 2026
YTD Net Income
$6,334.34
11.4% blended margin
YTD Total Expenses
$49,345.34
January to March 2026
Best Month
January
$3,658.10 net income
Month-by-Month View
Revenue, Expenses & Net Income
Trend
Revenue & Net Income
Analysis
YTD Key Observations
YTD revenue at $55,680
Net income of $6,334 so far, a 11.4% blended margin.
!
March was the soft spot
The single negative month, driven by a revenue dip, not costs.
Cost base is lean
Expenses have tracked activity cleanly across the period.
Monthly Summary
Through March
| Category | Jan | Feb | Mar | YTD |
|---|---|---|---|---|
| Revenue | $19,931.00 | $19,920.99 | $15,827.68 | $55,679.67 |
| Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $11,179.37 |
| Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $16,878.32 |
| Facility | $600.00 | $600.00 | $697.50 | $1,897.50 |
| Fleet | $168.06 | $1,485.00 | $690.00 | $2,343.06 |
| Admin | $5,991.16 | $5,319.98 | $5,735.95 | $17,047.09 |
| Total Exp. | $16,272.92 | $16,805.40 | $16,267.02 | $49,345.34 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $6,334.34 |
| Margin | 18.4% | 15.6% | -2.8% | 11.4% |
Full Statement
Profit and Loss by Month, January to March 2026
Luna Realty Belize, Ltd. | 1-1-2026 to 3-31-2026 | Accrual basis
| Account | Jan | Feb | Mar | Total |
|---|---|---|---|---|
| Income | ||||
| 40000 Income | ||||
| 40002 Property Commissions | $19,931.00 | $19,920.99 | $15,827.68 | $55,679.67 |
| Total 40000 Income | $19,931.00 | $19,920.99 | $15,827.68 | $55,679.67 |
| Total Income | $19,931.00 | $19,920.99 | $15,827.68 | $55,679.67 |
| Gross Profit | $19,931.00 | $19,920.99 | $15,827.68 | $55,679.67 |
| Expenses | ||||
| 60000 Advertising | ||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $499.00 | $450.00 | $665.00 | $1,614.00 |
| 60050 Social Media Fees | $700.00 | $700.00 | $700.00 | $2,100.00 |
| 60150 Media-Videography-Photography Expenses | $1,492.50 | $2,342.50 | $2,212.50 | $6,047.50 |
| 60200 Printing & Supply Media | $1,115.50 | $263.00 | $39.37 | $1,417.87 |
| Total 60000 Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $11,179.37 |
| 65000 Employee Related-Payroll | ||||
| 65010 Administrative Wages | $1,500.00 | $1,550.00 | $1,550.00 | $4,600.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $2,200.00 | $6,600.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 | $1,300.00 | $3,900.00 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 | $171.60 | $514.80 |
| 65700 Employee Override Commissions | $535.10 | $423.32 | $305.10 | $1,263.52 |
| Total 65000 Employee Related-Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $16,878.32 |
| 70000 Facility | ||||
| 70025 Building Maintenance & Repairs | $0.00 | $0.00 | $97.50 | $97.50 |
| 70150 Rent | $500.00 | $500.00 | $500.00 | $1,500.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $100.00 | $300.00 |
| Total 70000 Facility | $600.00 | $600.00 | $697.50 | $1,897.50 |
| 75000 Fleet | ||||
| 75050 Vehicle Repairs & Maintenance | $0.00 | $0.00 | $105.00 | $105.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $7.50 | $0.00 | $0.00 | $7.50 |
| 75200 Fuel | $14.00 | $135.00 | $235.00 | $384.00 |
| 75450 Vehicle Rentals | $0.00 | $350.00 | $0.00 | $350.00 |
| 75500 Golf Cart Rental | $85.56 | $0.00 | $350.00 | $435.56 |
| 75550 Taxi/Ubers/Boat Transfers | $61.00 | $1,000.00 | $0.00 | $1,061.00 |
| Total 75000 Fleet | $168.06 | $1,485.00 | $690.00 | $2,343.06 |
| 80000 Administrative | ||||
| 80030 Permits & Licenses-Business Registration | $300.00 | $1,250.00 | $0.00 | $1,550.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $2,500.00 | $7,500.00 |
| 80400 Software Licensing-Subscriptions | $585.97 | $510.10 | $248.05 | $1,344.12 |
| 80500 Penalties & Fines | $0.00 | $2.50 | $0.00 | $2.50 |
| 80550 Postage/Shipping | $12.50 | $0.00 | $0.00 | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,254.54 | $140.23 | $1,888.48 | $3,283.25 |
| 80650 Communication & Cell Phone/Data/Internet | $5.41 | $0.00 | $0.00 | $5.41 |
| 80850 Meals & Entertainment | $147.19 | $85.79 | $373.83 | $606.81 |
| 80925 Client Entertainment & Gifts | $189.00 | $0.00 | $0.00 | $189.00 |
| 81000 Business Taxes | $996.55 | $831.36 | $725.59 | $2,553.50 |
| Total 80000 Administrative | $5,991.16 | $5,319.98 | $5,735.95 | $17,047.09 |
| Total Expenses | $16,272.92 | $16,805.40 | $16,267.02 | $49,345.34 |
| Net Operating Income | $3,658.08 | $3,115.59 | −$439.34 | $6,334.33 |
| Other Expenses | ||||
| 92000 Other Expenses | ||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.00 | $0.01 | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.00 | $0.01 | $0.01 |
| 9300 Exchange Gain or Loss | −$0.02 | $0.00 | $0.00 | −$0.02 |
| Total Other Expenses | −$0.02 | $0.00 | $0.01 | −$0.01 |
| Net Other Income | $0.02 | $0.00 | −$0.01 | $0.01 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $6,334.34 |
YTD Revenue
$82,709.93
January to April 2026
YTD Net Income
$11,882.34
14.4% blended margin
YTD Total Expenses
$70,827.62
January to April 2026
Best Month
April
$5,548.00 net income
Month-by-Month View
Revenue, Expenses & Net Income
Trend
Revenue & Net Income
Analysis
YTD Key Observations
YTD revenue at $82,710
Net income of $11,882 so far, a 14.4% blended margin.
!
March was the soft spot
The single negative month, driven by a revenue dip, not costs.
Cost base is lean
Expenses have tracked activity cleanly across the period.
Monthly Summary
Through April
| Category | Jan | Feb | Mar | Apr | YTD |
|---|---|---|---|---|---|
| Revenue | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $82,709.93 |
| Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $6,383.40 | $17,562.77 |
| Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $6,428.32 | $23,306.64 |
| Facility | $600.00 | $600.00 | $697.50 | $887.50 | $2,785.00 |
| Fleet | $168.06 | $1,485.00 | $690.00 | $1,427.08 | $3,770.14 |
| Admin | $5,991.16 | $5,319.98 | $5,735.95 | $6,355.98 | $23,403.07 |
| Total Exp. | $16,272.92 | $16,805.40 | $16,267.02 | $21,482.28 | $70,827.62 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $5,548.00 | $11,882.34 |
| Margin | 18.4% | 15.6% | -2.8% | 20.5% | 14.4% |
Full Statement
Profit and Loss by Month, January to April 2026
Luna Realty Belize, Ltd. | 1-1-2026 to 4-30-2026 | Accrual basis
| Account | Jan | Feb | Mar | Apr | Total |
|---|---|---|---|---|---|
| Income | |||||
| 40000 Income | |||||
| 40002 Property Commissions | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $82,709.93 |
| Total 40000 Income | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $82,709.93 |
| Total Income | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $82,709.93 |
| Gross Profit | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $82,709.93 |
| Expenses | |||||
| 60000 Advertising | |||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $499.00 | $450.00 | $665.00 | $1,648.34 | $3,262.34 |
| 60050 Social Media Fees | $700.00 | $700.00 | $700.00 | $700.00 | $2,800.00 |
| 60150 Media-Videography-Photography Expenses | $1,492.50 | $2,342.50 | $2,212.50 | $2,172.50 | $8,220.00 |
| 60200 Printing & Supply Media | $1,115.50 | $263.00 | $39.37 | $1,050.00 | $2,467.87 |
| 60350 Conferences & Events | $0.00 | $0.00 | $0.00 | $812.56 | $812.56 |
| Total 60000 Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $6,383.40 | $17,562.77 |
| 65000 Employee Related-Payroll | |||||
| 65010 Administrative Wages | $1,500.00 | $1,550.00 | $1,550.00 | $1,550.00 | $6,150.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $2,200.00 | $2,200.00 | $8,800.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 | $1,300.00 | $1,950.00 | $5,850.00 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 | $171.60 | $200.20 | $715.00 |
| 65700 Employee Override Commissions | $535.10 | $423.32 | $305.10 | $528.12 | $1,791.64 |
| Total 65000 Employee Related-Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $6,428.32 | $23,306.64 |
| 70000 Facility | |||||
| 70025 Building Maintenance & Repairs | $0.00 | $0.00 | $97.50 | $0.00 | $97.50 |
| 70050 Small Office Furniture | $0.00 | $0.00 | $0.00 | $287.50 | $287.50 |
| 70150 Rent | $500.00 | $500.00 | $500.00 | $500.00 | $2,000.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $100.00 | $100.00 | $400.00 |
| Total 70000 Facility | $600.00 | $600.00 | $697.50 | $887.50 | $2,785.00 |
| 75000 Fleet | |||||
| 75050 Vehicle Repairs & Maintenance | $0.00 | $0.00 | $105.00 | $0.00 | $105.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $7.50 | $0.00 | $0.00 | $0.00 | $7.50 |
| 75200 Fuel | $14.00 | $135.00 | $235.00 | $539.78 | $923.78 |
| 75450 Vehicle Rentals | $0.00 | $350.00 | $0.00 | $354.80 | $704.80 |
| 75500 Golf Cart Rental | $85.56 | $0.00 | $350.00 | $532.50 | $968.06 |
| 75550 Taxi/Ubers/Boat Transfers | $61.00 | $1,000.00 | $0.00 | $0.00 | $1,061.00 |
| Total 75000 Fleet | $168.06 | $1,485.00 | $690.00 | $1,427.08 | $3,770.14 |
| 80000 Administrative | |||||
| 80030 Permits & Licenses-Business Registration | $300.00 | $1,250.00 | $0.00 | $0.00 | $1,550.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $10,000.00 |
| 80400 Software Licensing-Subscriptions | $585.97 | $510.10 | $248.05 | $808.13 | $2,152.25 |
| 80500 Penalties & Fines | $0.00 | $2.50 | $0.00 | $0.00 | $2.50 |
| 80550 Postage/Shipping | $12.50 | $0.00 | $0.00 | $0.00 | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,254.54 | $140.23 | $1,888.48 | $1,273.69 | $4,556.94 |
| 80650 Communication & Cell Phone/Data/Internet | $5.41 | $0.00 | $0.00 | $0.00 | $5.41 |
| 80800 Travel | $0.00 | $0.00 | $0.00 | $134.00 | $134.00 |
| 80850 Meals & Entertainment | $147.19 | $85.79 | $373.83 | $421.74 | $1,028.55 |
| 80925 Client Entertainment & Gifts | $189.00 | $0.00 | $0.00 | $0.00 | $189.00 |
| 81000 Business Taxes | $996.55 | $831.36 | $725.59 | $1,218.39 | $3,771.89 |
| 81050 Sales Tax/GST Expense | $0.00 | $0.00 | $0.00 | $0.03 | $0.03 |
| Total 80000 Administrative | $5,991.16 | $5,319.98 | $5,735.95 | $6,355.98 | $23,403.07 |
| Total Expenses | $16,272.92 | $16,805.40 | $16,267.02 | $21,482.28 | $70,827.62 |
| Net Operating Income | $3,658.08 | $3,115.59 | −$439.34 | $5,547.98 | $11,882.31 |
| Other Expenses | |||||
| 92000 Other Expenses | |||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.00 | $0.01 | $0.00 | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.00 | $0.01 | $0.00 | $0.01 |
| 9300 Exchange Gain or Loss | −$0.02 | $0.00 | $0.00 | −$0.02 | −$0.04 |
| Total Other Expenses | −$0.02 | $0.00 | $0.01 | −$0.02 | −$0.03 |
| Net Other Income | $0.02 | $0.00 | −$0.01 | $0.02 | $0.03 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $5,548.00 | $11,882.34 |
YTD Revenue
$137,315.41
January to May 2026
YTD Net Income
$39,726.18
28.9% blended margin
YTD Total Expenses
$97,589.28
January to May 2026
Best Month
May
$27,843.84 net income
Month-by-Month View
Revenue, Expenses & Net Income
Trend
Revenue & Net Income
Analysis
YTD Key Observations
YTD revenue at $137,315
Net income of $39,726 so far, a 28.9% blended margin.
Q2 outpaced Q1
The spring broke out on commission volume after a steady, lower first quarter.
!
March was the only loss
A revenue dip, not overspending. Cost discipline held all month.
!
May admin spike was one-time
The annual HubSpot renewal, not a new run rate.
Monthly Summary
Through May
| Category | Jan | Feb | Mar | Apr | May | YTD |
|---|---|---|---|---|---|---|
| Revenue | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $137,315.41 |
| Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $6,383.40 | $3,671.16 | $21,233.93 |
| Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $6,428.32 | $6,381.97 | $29,688.61 |
| Facility | $600.00 | $600.00 | $697.50 | $887.50 | $600.00 | $3,385.00 |
| Fleet | $168.06 | $1,485.00 | $690.00 | $1,427.08 | $200.11 | $3,970.25 |
| Admin | $5,991.16 | $5,319.98 | $5,735.95 | $6,355.98 | $15,908.42 | $39,311.49 |
| Total Exp. | $16,272.92 | $16,805.40 | $16,267.02 | $21,482.28 | $26,761.66 | $97,589.28 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $5,548.00 | $27,843.84 | $39,726.18 |
| Margin | 18.4% | 15.6% | -2.8% | 20.5% | 51.0% | 28.9% |
Full Statement
Profit and Loss by Month, January to May 2026
Luna Realty Belize, Ltd. | 1-1-2026 to 5-31-2026 | Accrual basis
| Account | Jan | Feb | Mar | Apr | May | Total |
|---|---|---|---|---|---|---|
| Income | ||||||
| 40000 Income | ||||||
| 40002 Property Commissions | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $137,315.41 |
| Total 40000 Income | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $137,315.41 |
| Total Income | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $137,315.41 |
| Gross Profit | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $137,315.41 |
| Expenses | ||||||
| 60000 Advertising | ||||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $499.00 | $450.00 | $665.00 | $1,648.34 | $996.66 | $4,259.00 |
| 60050 Social Media Fees | $700.00 | $700.00 | $700.00 | $700.00 | $700.00 | $3,500.00 |
| 60150 Media-Videography-Photography Expenses | $1,492.50 | $2,342.50 | $2,212.50 | $2,172.50 | $1,587.50 | $9,807.50 |
| 60200 Printing & Supply Media | $1,115.50 | $263.00 | $39.37 | $1,050.00 | $387.00 | $2,854.87 |
| 60350 Conferences & Events | $0.00 | $0.00 | $0.00 | $812.56 | $0.00 | $812.56 |
| Total 60000 Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $6,383.40 | $3,671.16 | $21,233.93 |
| 65000 Employee Related-Payroll | ||||||
| 65010 Administrative Wages | $1,500.00 | $1,550.00 | $1,550.00 | $1,550.00 | $1,550.00 | $7,700.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $2,200.00 | $2,200.00 | $2,200.00 | $11,000.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 | $1,300.00 | $1,950.00 | $1,300.00 | $7,150.00 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 | $171.60 | $200.20 | $171.60 | $886.60 |
| 65700 Employee Override Commissions | $535.10 | $423.32 | $305.10 | $528.12 | $1,160.37 | $2,952.01 |
| Total 65000 Employee Related-Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $6,428.32 | $6,381.97 | $29,688.61 |
| 70000 Facility | ||||||
| 70025 Building Maintenance & Repairs | $0.00 | $0.00 | $97.50 | $0.00 | $0.00 | $97.50 |
| 70050 Small Office Furniture | $0.00 | $0.00 | $0.00 | $287.50 | $0.00 | $287.50 |
| 70150 Rent | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $2,500.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $500.00 |
| Total 70000 Facility | $600.00 | $600.00 | $697.50 | $887.50 | $600.00 | $3,385.00 |
| 75000 Fleet | ||||||
| 75050 Vehicle Repairs & Maintenance | $0.00 | $0.00 | $105.00 | $0.00 | $0.00 | $105.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $7.50 | $0.00 | $0.00 | $0.00 | $0.00 | $7.50 |
| 75200 Fuel | $14.00 | $135.00 | $235.00 | $539.78 | $112.61 | $1,036.39 |
| 75450 Vehicle Rentals | $0.00 | $350.00 | $0.00 | $354.80 | $0.00 | $704.80 |
| 75500 Golf Cart Rental | $85.56 | $0.00 | $350.00 | $532.50 | $87.50 | $1,055.56 |
| 75550 Taxi/Ubers/Boat Transfers | $61.00 | $1,000.00 | $0.00 | $0.00 | $0.00 | $1,061.00 |
| Total 75000 Fleet | $168.06 | $1,485.00 | $690.00 | $1,427.08 | $200.11 | $3,970.25 |
| 80000 Administrative | ||||||
| 80030 Permits & Licenses-Business Registration | $300.00 | $1,250.00 | $0.00 | $0.00 | $0.00 | $1,550.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $12,500.00 |
| 80400 Software Licensing-Subscriptions | $585.97 | $510.10 | $248.05 | $808.13 | $8,715.18 | $10,867.43 |
| 80500 Penalties & Fines | $0.00 | $2.50 | $0.00 | $0.00 | $0.00 | $2.50 |
| 80550 Postage/Shipping | $12.50 | $0.00 | $0.00 | $0.00 | $0.00 | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,254.54 | $140.23 | $1,888.48 | $1,273.69 | $1,653.29 | $6,210.23 |
| 80650 Communication & Cell Phone/Data/Internet | $5.41 | $0.00 | $0.00 | $0.00 | $0.00 | $5.41 |
| 80800 Travel | $0.00 | $0.00 | $0.00 | $134.00 | $536.00 | $670.00 |
| 80850 Meals & Entertainment | $147.19 | $85.79 | $373.83 | $421.74 | $411.18 | $1,439.73 |
| 80925 Client Entertainment & Gifts | $189.00 | $0.00 | $0.00 | $0.00 | $0.00 | $189.00 |
| 81000 Business Taxes | $996.55 | $831.36 | $725.59 | $1,218.39 | $2,092.80 | $5,864.69 |
| 81050 Sales Tax/GST Expense | $0.00 | $0.00 | $0.00 | $0.03 | −$0.03 | $0.00 |
| Total 80000 Administrative | $5,991.16 | $5,319.98 | $5,735.95 | $6,355.98 | $15,908.42 | $39,311.49 |
| Total Expenses | $16,272.92 | $16,805.40 | $16,267.02 | $21,482.28 | $26,761.66 | $97,589.28 |
| Net Operating Income | $3,658.08 | $3,115.59 | −$439.34 | $5,547.98 | $27,843.82 | $39,726.13 |
| Other Expenses | ||||||
| 92000 Other Expenses | ||||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.01 |
| 9300 Exchange Gain or Loss | −$0.02 | $0.00 | $0.00 | −$0.02 | −$0.02 | −$0.06 |
| Total Other Expenses | −$0.02 | $0.00 | $0.01 | −$0.02 | −$0.02 | −$0.05 |
| Net Other Income | $0.02 | $0.00 | −$0.01 | $0.02 | $0.02 | $0.05 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $5,548.00 | $27,843.84 | $39,726.18 |
YTD Revenue
$173,204.91
January to June 2026
YTD Net Income
$49,505.17
28.6% blended margin
YTD Total Expenses
$123,699.80
January to June 2026
Best Month
May
$27,843.84 net income
Month-by-Month View
Revenue, Expenses & Net Income
Trend
Revenue & Net Income
Analysis
YTD Key Observations
YTD revenue at $173,205
Net income of $49,505 so far, a 28.6% blended margin.
Q2 outpaced Q1
The spring broke out on commission volume after a steady, lower first quarter.
!
March was the only loss
A revenue dip, not overspending. Cost discipline held all month.
!
May admin spike was one-time
The annual HubSpot renewal, not a new run rate.
Monthly Summary
Through June
| Category | Jan | Feb | Mar | Apr | May | Jun | YTD |
|---|---|---|---|---|---|---|---|
| Revenue | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $173,204.91 |
| Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $6,383.40 | $3,671.16 | $6,906.15 | $28,140.08 |
| Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $6,428.32 | $6,381.97 | $7,916.45 | $37,605.06 |
| Facility | $600.00 | $600.00 | $697.50 | $887.50 | $600.00 | $600.00 | $3,985.00 |
| Fleet | $168.06 | $1,485.00 | $690.00 | $1,427.08 | $200.11 | $151.89 | $4,122.14 |
| Admin | $5,991.16 | $5,319.98 | $5,735.95 | $6,355.98 | $15,908.42 | $10,536.03 | $49,847.52 |
| Total Exp. | $16,272.92 | $16,805.40 | $16,267.02 | $21,482.28 | $26,761.66 | $26,110.52 | $123,699.80 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $5,548.00 | $27,843.84 | $9,778.99 | $49,505.17 |
| Margin | 18.4% | 15.6% | -2.8% | 20.5% | 51.0% | 27.2% | 28.6% |
Full Statement
Profit and Loss by Month, January to June 2026
Luna Realty Belize, Ltd. | 1-1-2026 to 6-30-2026 | Accrual basis
| Account | Jan | Feb | Mar | Apr | May | Jun | Total |
|---|---|---|---|---|---|---|---|
| Income | |||||||
| 40000 Income | |||||||
| 40002 Property Commissions | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $173,204.91 |
| Total 40000 Income | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $173,204.91 |
| Total Income | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $173,204.91 |
| Gross Profit | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $173,204.91 |
| Expenses | |||||||
| 60000 Advertising | |||||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $499.00 | $450.00 | $665.00 | $1,648.34 | $996.66 | $1,157.00 | $5,416.00 |
| 60050 Social Media Fees | $700.00 | $700.00 | $700.00 | $700.00 | $700.00 | $700.00 | $4,200.00 |
| 60150 Media-Videography-Photography Expenses | $1,492.50 | $2,342.50 | $2,212.50 | $2,172.50 | $1,587.50 | $2,650.00 | $12,457.50 |
| 60200 Printing & Supply Media | $1,115.50 | $263.00 | $39.37 | $1,050.00 | $387.00 | $700.15 | $3,555.02 |
| 60350 Conferences & Events | $0.00 | $0.00 | $0.00 | $812.56 | $0.00 | $1,699.00 | $2,511.56 |
| Total 60000 Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $6,383.40 | $3,671.16 | $6,906.15 | $28,140.08 |
| 65000 Employee Related-Payroll | |||||||
| 65010 Administrative Wages | $1,500.00 | $1,550.00 | $1,550.00 | $1,550.00 | $1,550.00 | $2,325.00 | $10,025.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $2,200.00 | $2,200.00 | $2,200.00 | $3,300.00 | $14,300.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 | $1,300.00 | $1,950.00 | $1,300.00 | $1,300.00 | $8,450.00 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 | $171.60 | $200.20 | $171.60 | $228.80 | $1,115.40 |
| 65700 Employee Override Commissions | $535.10 | $423.32 | $305.10 | $528.12 | $1,160.37 | $762.65 | $3,714.66 |
| Total 65000 Employee Related-Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $6,428.32 | $6,381.97 | $7,916.45 | $37,605.06 |
| 70000 Facility | |||||||
| 70025 Building Maintenance & Repairs | $0.00 | $0.00 | $97.50 | $0.00 | $0.00 | $0.00 | $97.50 |
| 70050 Small Office Furniture | $0.00 | $0.00 | $0.00 | $287.50 | $0.00 | $0.00 | $287.50 |
| 70150 Rent | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $3,000.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $600.00 |
| Total 70000 Facility | $600.00 | $600.00 | $697.50 | $887.50 | $600.00 | $600.00 | $3,985.00 |
| 75000 Fleet | |||||||
| 75050 Vehicle Repairs & Maintenance | $0.00 | $0.00 | $105.00 | $0.00 | $0.00 | $0.00 | $105.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $7.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7.50 |
| 75200 Fuel | $14.00 | $135.00 | $235.00 | $539.78 | $112.61 | $151.89 | $1,188.28 |
| 75450 Vehicle Rentals | $0.00 | $350.00 | $0.00 | $354.80 | $0.00 | $0.00 | $704.80 |
| 75500 Golf Cart Rental | $85.56 | $0.00 | $350.00 | $532.50 | $87.50 | $0.00 | $1,055.56 |
| 75550 Taxi/Ubers/Boat Transfers | $61.00 | $1,000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1,061.00 |
| Total 75000 Fleet | $168.06 | $1,485.00 | $690.00 | $1,427.08 | $200.11 | $151.89 | $4,122.14 |
| 80000 Administrative | |||||||
| 80030 Permits & Licenses-Business Registration | $300.00 | $1,250.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1,550.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $15,000.00 |
| 80400 Software Licensing-Subscriptions | $585.97 | $510.10 | $248.05 | $808.13 | $8,715.18 | $1,816.07 | $12,683.50 |
| 80500 Penalties & Fines | $0.00 | $2.50 | $0.00 | $0.00 | $0.00 | $0.00 | $2.50 |
| 80550 Postage/Shipping | $12.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,254.54 | $140.23 | $1,888.48 | $1,273.69 | $1,653.29 | $1,377.62 | $7,587.85 |
| 80650 Communication & Cell Phone/Data/Internet | $5.41 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5.41 |
| 80800 Travel | $0.00 | $0.00 | $0.00 | $134.00 | $536.00 | $2,821.50 | $3,491.50 |
| 80850 Meals & Entertainment | $147.19 | $85.79 | $373.83 | $421.74 | $411.18 | $0.00 | $1,439.73 |
| 80925 Client Entertainment & Gifts | $189.00 | $0.00 | $0.00 | $0.00 | $0.00 | $226.36 | $415.36 |
| 81000 Business Taxes | $996.55 | $831.36 | $725.59 | $1,218.39 | $2,092.80 | $1,794.48 | $7,659.17 |
| 81050 Sales Tax/GST Expense | $0.00 | $0.00 | $0.00 | $0.03 | −$0.03 | $0.00 | $0.00 |
| Total 80000 Administrative | $5,991.16 | $5,319.98 | $5,735.95 | $6,355.98 | $15,908.42 | $10,536.03 | $49,847.52 |
| Total Expenses | $16,272.92 | $16,805.40 | $16,267.02 | $21,482.28 | $26,761.66 | $26,110.52 | $123,699.80 |
| Net Operating Income | $3,658.08 | $3,115.59 | −$439.34 | $5,547.98 | $27,843.82 | $9,778.98 | $49,505.11 |
| Other Expenses | |||||||
| 92000 Other Expenses | |||||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.00 | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.00 | $0.01 |
| 9300 Exchange Gain or Loss | −$0.02 | $0.00 | $0.00 | −$0.02 | −$0.02 | −$0.01 | −$0.07 |
| Total Other Expenses | −$0.02 | $0.00 | $0.01 | −$0.02 | −$0.02 | −$0.01 | −$0.06 |
| Net Other Income | $0.02 | $0.00 | −$0.01 | $0.02 | $0.02 | $0.01 | $0.06 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $5,548.00 | $27,843.84 | $9,778.99 | $49,505.17 |
YTD Revenue
$176,679.91
January to July 2026
YTD Net Income
$31,034.86
17.6% blended margin
YTD Total Expenses
$145,645.11
January to July 2026
Best Month
May
$27,843.84 net income
Month-by-Month View
Revenue, Expenses & Net Income
Trend
Revenue & Net Income
Analysis
YTD Key Observations
YTD revenue at $176,680
Net income of $31,035 so far, a 17.6% blended margin.
!
July was the seasonal trough
A revenue-light summer month posted a loss, as anticipated at the June close.
The first half carried the year
Q2 more than doubled Q1, and that strength absorbs the July dip.
!
Two loss months, both revenue events
March and July, neither from overspending. Cost discipline held.
Monthly Summary
Through July
| Category | Jan | Feb | Mar | Apr | May | Jun | Jul | YTD |
|---|---|---|---|---|---|---|---|---|
| Revenue | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $176,679.91 |
| Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $6,383.40 | $3,671.16 | $6,906.15 | $10,408.70 | $38,548.78 |
| Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $6,428.32 | $6,381.97 | $7,916.45 | $5,295.45 | $42,900.51 |
| Facility | $600.00 | $600.00 | $697.50 | $887.50 | $600.00 | $600.00 | $600.00 | $4,585.00 |
| Fleet | $168.06 | $1,485.00 | $690.00 | $1,427.08 | $200.11 | $151.89 | $358.67 | $4,480.81 |
| Admin | $5,991.16 | $5,319.98 | $5,735.95 | $6,355.98 | $15,908.42 | $10,536.03 | $5,282.49 | $55,130.01 |
| Total Exp. | $16,272.92 | $16,805.40 | $16,267.02 | $21,482.28 | $26,761.66 | $26,110.52 | $21,945.31 | $145,645.11 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $5,548.00 | $27,843.84 | $9,778.99 | −$18,470.31 | $31,034.86 |
| Margin | 18.4% | 15.6% | -2.8% | 20.5% | 51.0% | 27.2% | -531.5% | 17.6% |
Full Statement
Profit and Loss by Month, January to July 2026
Luna Realty Belize, Ltd. | 1-1-2026 to 7-31-2026 | Accrual basis
| Account | Jan | Feb | Mar | Apr | May | Jun | Jul | Total |
|---|---|---|---|---|---|---|---|---|
| Income | ||||||||
| 40000 Income | ||||||||
| 40002 Property Commissions | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $176,679.91 |
| Total 40000 Income | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $176,679.91 |
| Total Income | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $176,679.91 |
| Gross Profit | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $176,679.91 |
| Expenses | ||||||||
| 60000 Advertising | ||||||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $499.00 | $450.00 | $665.00 | $1,648.34 | $996.66 | $1,157.00 | $1,394.87 | $6,810.87 |
| 60050 Social Media Fees | $700.00 | $700.00 | $700.00 | $700.00 | $700.00 | $700.00 | $700.00 | $4,900.00 |
| 60150 Media-Videography-Photography Expenses | $1,492.50 | $2,342.50 | $2,212.50 | $2,172.50 | $1,587.50 | $2,650.00 | $1,925.00 | $14,382.50 |
| 60200 Printing & Supply Media | $1,115.50 | $263.00 | $39.37 | $1,050.00 | $387.00 | $700.15 | $4,698.27 | $8,253.29 |
| 60350 Conferences & Events | $0.00 | $0.00 | $0.00 | $812.56 | $0.00 | $1,699.00 | $1,690.56 | $4,202.12 |
| Total 60000 Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $6,383.40 | $3,671.16 | $6,906.15 | $10,408.70 | $38,548.78 |
| 65000 Employee Related-Payroll | ||||||||
| 65010 Administrative Wages | $1,500.00 | $1,550.00 | $1,550.00 | $1,550.00 | $1,550.00 | $2,325.00 | $1,550.00 | $11,575.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $2,200.00 | $2,200.00 | $2,200.00 | $3,300.00 | $2,200.00 | $16,500.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 | $1,300.00 | $1,950.00 | $1,300.00 | $1,300.00 | $1,300.00 | $9,750.00 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 | $171.60 | $200.20 | $171.60 | $228.80 | $171.60 | $1,287.00 |
| 65700 Employee Override Commissions | $535.10 | $423.32 | $305.10 | $528.12 | $1,160.37 | $762.65 | $73.85 | $3,788.51 |
| Total 65000 Employee Related-Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $6,428.32 | $6,381.97 | $7,916.45 | $5,295.45 | $42,900.51 |
| 70000 Facility | ||||||||
| 70025 Building Maintenance & Repairs | $0.00 | $0.00 | $97.50 | $0.00 | $0.00 | $0.00 | $0.00 | $97.50 |
| 70050 Small Office Furniture | $0.00 | $0.00 | $0.00 | $287.50 | $0.00 | $0.00 | $0.00 | $287.50 |
| 70150 Rent | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $3,500.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $700.00 |
| Total 70000 Facility | $600.00 | $600.00 | $697.50 | $887.50 | $600.00 | $600.00 | $600.00 | $4,585.00 |
| 75000 Fleet | ||||||||
| 75050 Vehicle Repairs & Maintenance | $0.00 | $0.00 | $105.00 | $0.00 | $0.00 | $0.00 | $0.00 | $105.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $7.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7.50 |
| 75200 Fuel | $14.00 | $135.00 | $235.00 | $539.78 | $112.61 | $151.89 | $0.00 | $1,188.28 |
| 75450 Vehicle Rentals | $0.00 | $350.00 | $0.00 | $354.80 | $0.00 | $0.00 | $133.67 | $838.47 |
| 75500 Golf Cart Rental | $85.56 | $0.00 | $350.00 | $532.50 | $87.50 | $0.00 | $0.00 | $1,055.56 |
| 75550 Taxi/Ubers/Boat Transfers | $61.00 | $1,000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $225.00 | $1,286.00 |
| Total 75000 Fleet | $168.06 | $1,485.00 | $690.00 | $1,427.08 | $200.11 | $151.89 | $358.67 | $4,480.81 |
| 80000 Administrative | ||||||||
| 80030 Permits & Licenses-Business Registration | $300.00 | $1,250.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1,025.00 | $2,575.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $17,500.00 |
| 80400 Software Licensing-Subscriptions | $585.97 | $510.10 | $248.05 | $808.13 | $8,715.18 | $1,816.07 | $758.67 | $13,442.17 |
| 80500 Penalties & Fines | $0.00 | $2.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2.50 |
| 80550 Postage/Shipping | $12.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,254.54 | $140.23 | $1,888.48 | $1,273.69 | $1,653.29 | $1,377.62 | $238.63 | $7,826.48 |
| 80650 Communication & Cell Phone/Data/Internet | $5.41 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5.41 |
| 80800 Travel | $0.00 | $0.00 | $0.00 | $134.00 | $536.00 | $2,821.50 | $128.00 | $3,619.50 |
| 80850 Meals & Entertainment | $147.19 | $85.79 | $373.83 | $421.74 | $411.18 | $0.00 | $0.00 | $1,439.73 |
| 80925 Client Entertainment & Gifts | $189.00 | $0.00 | $0.00 | $0.00 | $0.00 | $226.36 | $0.00 | $415.36 |
| 81000 Business Taxes | $996.55 | $831.36 | $725.59 | $1,218.39 | $2,092.80 | $1,794.48 | $173.75 | $7,832.92 |
| 81050 Sales Tax/GST Expense | $0.00 | $0.00 | $0.00 | $0.03 | −$0.03 | $0.00 | $458.44 | $458.44 |
| Total 80000 Administrative | $5,991.16 | $5,319.98 | $5,735.95 | $6,355.98 | $15,908.42 | $10,536.03 | $5,282.49 | $55,130.01 |
| Total Expenses | $16,272.92 | $16,805.40 | $16,267.02 | $21,482.28 | $26,761.66 | $26,110.52 | $21,945.31 | $145,645.11 |
| Net Operating Income | $3,658.08 | $3,115.59 | −$439.34 | $5,547.98 | $27,843.82 | $9,778.98 | −$18,470.31 | $31,034.80 |
| Other Expenses | ||||||||
| 92000 Other Expenses | ||||||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 |
| 9300 Exchange Gain or Loss | −$0.02 | $0.00 | $0.00 | −$0.02 | −$0.02 | −$0.01 | $0.00 | −$0.07 |
| Total Other Expenses | −$0.02 | $0.00 | $0.01 | −$0.02 | −$0.02 | −$0.01 | $0.00 | −$0.06 |
| Net Other Income | $0.02 | $0.00 | −$0.01 | $0.02 | $0.02 | $0.01 | $0.00 | $0.06 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $5,548.00 | $27,843.84 | $9,778.99 | −$18,470.31 | $31,034.86 |
YTD Revenue
$183,089.58
January to August 2026
YTD Net Income
$22,444.31
12.3% blended margin
YTD Total Expenses
$160,645.33
January to August 2026
Best Month
May
$27,843.84 net income
Note: The new Cayo office construction of $36,044.54 is capitalized to a fixed-asset account and excluded from this P&L. These figures reflect operating performance only; final capitalize-versus-expense treatment will be set at year end.
Month-by-Month View
Revenue, Expenses & Net Income
Trend
Revenue & Net Income
Analysis
YTD Key Observations
YTD revenue at $183,090
Net income of $22,444 so far, a 12.3% blended margin.
Summer softened, now turning
July and August both ran at a loss, but August's was half of July's.
Cayo office capitalized off the P&L
The $36,045 build sits on the balance sheet, so these figures are operations only.
First half still carrying the year
Q2 more than doubled Q1, keeping the blend positive through the summer.
Monthly Summary
Through August
| Category | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | YTD |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $6,409.67 | $183,089.58 |
| Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $6,383.40 | $3,671.16 | $6,906.15 | $10,408.70 | $5,460.74 | $44,009.52 |
| Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $6,428.32 | $6,381.97 | $7,916.45 | $5,295.45 | $5,473.69 | $48,374.20 |
| Facility | $600.00 | $600.00 | $697.50 | $887.50 | $600.00 | $600.00 | $600.00 | $600.00 | $5,185.00 |
| Fleet | $168.06 | $1,485.00 | $690.00 | $1,427.08 | $200.11 | $151.89 | $358.67 | $103.00 | $4,583.81 |
| Admin | $5,991.16 | $5,319.98 | $5,735.95 | $6,355.98 | $15,908.42 | $10,536.03 | $5,282.49 | $3,362.79 | $58,492.80 |
| Total Exp. | $16,272.92 | $16,805.40 | $16,267.02 | $21,482.28 | $26,761.66 | $26,110.52 | $21,945.31 | $15,000.22 | $160,645.33 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $5,548.00 | $27,843.84 | $9,778.99 | −$18,470.31 | −$8,590.55 | $22,444.31 |
| Margin | 18.4% | 15.6% | -2.8% | 20.5% | 51.0% | 27.2% | -531.5% | -134.0% | 12.3% |
Full Statement
Profit and Loss by Month, January to August 2026
Luna Realty Belize, Ltd. | 1-1-2026 to 8-31-2026 | Accrual basis
| Account | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Total |
|---|---|---|---|---|---|---|---|---|---|
| Income | |||||||||
| 40000 Income | |||||||||
| 40002 Property Commissions | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $6,409.67 | $183,089.58 |
| Total 40000 Income | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $6,409.67 | $183,089.58 |
| Total Income | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $6,409.67 | $183,089.58 |
| Gross Profit | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $6,409.67 | $183,089.58 |
| Expenses | |||||||||
| 60000 Advertising | |||||||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $499.00 | $450.00 | $665.00 | $1,648.34 | $996.66 | $1,157.00 | $1,394.87 | $1,446.99 | $8,257.86 |
| 60050 Social Media Fees | $700.00 | $700.00 | $700.00 | $700.00 | $700.00 | $700.00 | $700.00 | $1,100.00 | $6,000.00 |
| 60150 Media-Videography-Photography Expenses | $1,492.50 | $2,342.50 | $2,212.50 | $2,172.50 | $1,587.50 | $2,650.00 | $1,925.00 | $2,387.50 | $16,770.00 |
| 60200 Printing & Supply Media | $1,115.50 | $263.00 | $39.37 | $1,050.00 | $387.00 | $700.15 | $4,698.27 | $526.25 | $8,779.54 |
| 60350 Conferences & Events | $0.00 | $0.00 | $0.00 | $812.56 | $0.00 | $1,699.00 | $1,690.56 | $0.00 | $4,202.12 |
| Total 60000 Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $6,383.40 | $3,671.16 | $6,906.15 | $10,408.70 | $5,460.74 | $44,009.52 |
| 65000 Employee Related-Payroll | |||||||||
| 65010 Administrative Wages | $1,500.00 | $1,550.00 | $1,550.00 | $1,550.00 | $1,550.00 | $2,325.00 | $1,550.00 | $1,550.00 | $13,125.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $2,200.00 | $2,200.00 | $2,200.00 | $3,300.00 | $2,200.00 | $2,200.00 | $18,700.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 | $1,300.00 | $1,950.00 | $1,300.00 | $1,300.00 | $1,300.00 | $1,415.88 | $11,165.88 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 | $171.60 | $200.20 | $171.60 | $228.80 | $171.60 | $171.60 | $1,458.60 |
| 65700 Employee Override Commissions | $535.10 | $423.32 | $305.10 | $528.12 | $1,160.37 | $762.65 | $73.85 | $136.21 | $3,924.72 |
| Total 65000 Employee Related-Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $6,428.32 | $6,381.97 | $7,916.45 | $5,295.45 | $5,473.69 | $48,374.20 |
| 70000 Facility | |||||||||
| 70025 Building Maintenance & Repairs | $0.00 | $0.00 | $97.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $97.50 |
| 70050 Small Office Furniture | $0.00 | $0.00 | $0.00 | $287.50 | $0.00 | $0.00 | $0.00 | $0.00 | $287.50 |
| 70150 Rent | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $4,000.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $800.00 |
| Total 70000 Facility | $600.00 | $600.00 | $697.50 | $887.50 | $600.00 | $600.00 | $600.00 | $600.00 | $5,185.00 |
| 75000 Fleet | |||||||||
| 75050 Vehicle Repairs & Maintenance | $0.00 | $0.00 | $105.00 | $0.00 | $0.00 | $0.00 | $0.00 | $103.00 | $208.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $7.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7.50 |
| 75200 Fuel | $14.00 | $135.00 | $235.00 | $539.78 | $112.61 | $151.89 | $0.00 | $0.00 | $1,188.28 |
| 75450 Vehicle Rentals | $0.00 | $350.00 | $0.00 | $354.80 | $0.00 | $0.00 | $133.67 | $0.00 | $838.47 |
| 75500 Golf Cart Rental | $85.56 | $0.00 | $350.00 | $532.50 | $87.50 | $0.00 | $0.00 | $0.00 | $1,055.56 |
| 75550 Taxi/Ubers/Boat Transfers | $61.00 | $1,000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $225.00 | $0.00 | $1,286.00 |
| Total 75000 Fleet | $168.06 | $1,485.00 | $690.00 | $1,427.08 | $200.11 | $151.89 | $358.67 | $103.00 | $4,583.81 |
| 80000 Administrative | |||||||||
| 80030 Permits & Licenses-Business Registration | $300.00 | $1,250.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1,025.00 | $0.00 | $2,575.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $20,000.00 |
| 80400 Software Licensing-Subscriptions | $585.97 | $510.10 | $248.05 | $808.13 | $8,715.18 | $1,816.07 | $758.67 | $891.64 | $14,333.81 |
| 80500 Penalties & Fines | $0.00 | $2.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2.50 |
| 80550 Postage/Shipping | $12.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,254.54 | $140.23 | $1,888.48 | $1,273.69 | $1,653.29 | $1,377.62 | $238.63 | $109.10 | $7,935.58 |
| 80650 Communication & Cell Phone/Data/Internet | $5.41 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5.41 |
| 80800 Travel | $0.00 | $0.00 | $0.00 | $134.00 | $536.00 | $2,821.50 | $128.00 | $0.00 | $3,619.50 |
| 80850 Meals & Entertainment | $147.19 | $85.79 | $373.83 | $421.74 | $411.18 | $0.00 | $0.00 | $0.00 | $1,439.73 |
| 80925 Client Entertainment & Gifts | $189.00 | $0.00 | $0.00 | $0.00 | $0.00 | $226.36 | $0.00 | $0.00 | $415.36 |
| 81000 Business Taxes | $996.55 | $831.36 | $725.59 | $1,218.39 | $2,092.80 | $1,794.48 | $173.75 | $320.49 | $8,153.41 |
| 81050 Sales Tax/GST Expense | $0.00 | $0.00 | $0.00 | $0.03 | −$0.03 | $0.00 | $458.44 | −$458.44 | $0.00 |
| Total 80000 Administrative | $5,991.16 | $5,319.98 | $5,735.95 | $6,355.98 | $15,908.42 | $10,536.03 | $5,282.49 | $3,362.79 | $58,492.80 |
| Total Expenses | $16,272.92 | $16,805.40 | $16,267.02 | $21,482.28 | $26,761.66 | $26,110.52 | $21,945.31 | $15,000.22 | $160,645.33 |
| Net Operating Income | $3,658.08 | $3,115.59 | −$439.34 | $5,547.98 | $27,843.82 | $9,778.98 | −$18,470.31 | −$8,590.55 | $22,444.25 |
| Other Expenses | |||||||||
| 92000 Other Expenses | |||||||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 |
| 9300 Exchange Gain or Loss | −$0.02 | $0.00 | $0.00 | −$0.02 | −$0.02 | −$0.01 | $0.00 | $0.00 | −$0.07 |
| Total Other Expenses | −$0.02 | $0.00 | $0.01 | −$0.02 | −$0.02 | −$0.01 | $0.00 | $0.00 | −$0.06 |
| Net Other Income | $0.02 | $0.00 | −$0.01 | $0.02 | $0.02 | $0.01 | $0.00 | $0.00 | $0.06 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $5,548.00 | $27,843.84 | $9,778.99 | −$18,470.31 | −$8,590.55 | $22,444.31 |
YTD Revenue
$195,709.13
January to September 2026
YTD Net Income
$15,582.87
8.0% blended margin
YTD Total Expenses
$180,126.33
January to September 2026
Best Month
May
$27,843.84 net income
Note: The new Cayo office construction of $36,044.54 is capitalized to a fixed-asset account and excluded from this P&L. These figures reflect operating performance only; final capitalize-versus-expense treatment will be set at year end.
Month-by-Month View
Revenue, Expenses & Net Income
Trend
Revenue & Net Income
Analysis
YTD Key Observations
YTD revenue at $195,709
Net income of $15,583 so far, an 8.0% blended margin.
The late summer is turning
September revenue nearly doubled August and the loss shrank for a second straight month.
Cayo office capitalized off the P&L
The $36,045 build sits on the balance sheet, so these figures are operations only.
First half still carrying the year
Q2 more than doubled Q1, which is what kept the year positive through the slow stretch.
Monthly Summary
Through September
| Category | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | YTD |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $6,409.67 | $12,619.55 | $195,709.13 |
| Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $6,383.40 | $3,671.16 | $6,906.15 | $10,408.70 | $5,460.74 | $8,197.00 | $52,206.52 |
| Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $6,428.32 | $6,381.97 | $7,916.45 | $5,295.45 | $5,473.69 | $5,443.02 | $53,817.22 |
| Facility | $600.00 | $600.00 | $697.50 | $887.50 | $600.00 | $600.00 | $600.00 | $600.00 | $600.00 | $5,785.00 |
| Fleet | $168.06 | $1,485.00 | $690.00 | $1,427.08 | $200.11 | $151.89 | $358.67 | $103.00 | $0.00 | $4,583.81 |
| Admin | $5,991.16 | $5,319.98 | $5,735.95 | $6,355.98 | $15,908.42 | $10,536.03 | $5,282.49 | $3,362.79 | $5,240.98 | $63,733.78 |
| Total Exp. | $16,272.92 | $16,805.40 | $16,267.02 | $21,482.28 | $26,761.66 | $26,110.52 | $21,945.31 | $15,000.22 | $19,481.00 | $180,126.33 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $5,548.00 | $27,843.84 | $9,778.99 | −$18,470.31 | −$8,590.55 | −$6,861.44 | $15,582.87 |
| Margin | 18.4% | 15.6% | -2.8% | 20.5% | 51.0% | 27.2% | -531.5% | -134.0% | -54.4% | 8.0% |
Full Statement
Profit and Loss by Month, January to September 2026
Luna Realty Belize, Ltd. | 1-1-2026 to 9-30-2026 | Accrual basis
| Account | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Total |
|---|---|---|---|---|---|---|---|---|---|---|
| Income | ||||||||||
| 40000 Income | ||||||||||
| 40002 Property Commissions | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $6,409.67 | $12,619.55 | $195,709.13 |
| Total 40000 Income | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $6,409.67 | $12,619.55 | $195,709.13 |
| Total Income | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $6,409.67 | $12,619.55 | $195,709.13 |
| Gross Profit | $19,931.00 | $19,920.99 | $15,827.68 | $27,030.26 | $54,605.48 | $35,889.50 | $3,475.00 | $6,409.67 | $12,619.55 | $195,709.13 |
| Expenses | ||||||||||
| 60000 Advertising | ||||||||||
| 60025 Website Domain, Ads/SEO, and Listing Fees | $499.00 | $450.00 | $665.00 | $1,648.34 | $996.66 | $1,157.00 | $1,394.87 | $1,446.99 | $1,282.90 | $9,540.76 |
| 60050 Social Media Fees | $700.00 | $700.00 | $700.00 | $700.00 | $700.00 | $700.00 | $700.00 | $1,100.00 | $1,100.00 | $7,100.00 |
| 60150 Media-Videography-Photography Expenses | $1,492.50 | $2,342.50 | $2,212.50 | $2,172.50 | $1,587.50 | $2,650.00 | $1,925.00 | $2,387.50 | $2,812.50 | $19,582.50 |
| 60200 Printing & Supply Media | $1,115.50 | $263.00 | $39.37 | $1,050.00 | $387.00 | $700.15 | $4,698.27 | $526.25 | $3,001.60 | $11,781.14 |
| 60350 Conferences & Events | $0.00 | $0.00 | $0.00 | $812.56 | $0.00 | $1,699.00 | $1,690.56 | $0.00 | $0.00 | $4,202.12 |
| Total 60000 Advertising | $3,807.00 | $3,755.50 | $3,616.87 | $6,383.40 | $3,671.16 | $6,906.15 | $10,408.70 | $5,460.74 | $8,197.00 | $52,206.52 |
| 65000 Employee Related-Payroll | ||||||||||
| 65010 Administrative Wages | $1,500.00 | $1,550.00 | $1,550.00 | $1,550.00 | $1,550.00 | $2,325.00 | $1,550.00 | $1,550.00 | $1,550.00 | $14,675.00 |
| 65015 Marketing/Designer Wages | $2,200.00 | $2,200.00 | $2,200.00 | $2,200.00 | $2,200.00 | $3,300.00 | $2,200.00 | $2,200.00 | $2,200.00 | $20,900.00 |
| 65020 Angie's Position-(Sales Concierge)- Wages | $1,300.00 | $1,300.00 | $1,300.00 | $1,950.00 | $1,300.00 | $1,300.00 | $1,300.00 | $1,415.88 | $1,300.00 | $12,465.88 |
| 65200 Payroll Tax - Social Security Employer | $171.60 | $171.60 | $171.60 | $200.20 | $171.60 | $228.80 | $171.60 | $171.60 | $171.60 | $1,630.20 |
| 65700 Employee Override Commissions | $535.10 | $423.32 | $305.10 | $528.12 | $1,160.37 | $762.65 | $73.85 | $136.21 | $221.42 | $4,146.14 |
| Total 65000 Employee Related-Payroll | $5,706.70 | $5,644.92 | $5,526.70 | $6,428.32 | $6,381.97 | $7,916.45 | $5,295.45 | $5,473.69 | $5,443.02 | $53,817.22 |
| 70000 Facility | ||||||||||
| 70025 Building Maintenance & Repairs | $0.00 | $0.00 | $97.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $97.50 |
| 70050 Small Office Furniture | $0.00 | $0.00 | $0.00 | $287.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $287.50 |
| 70150 Rent | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $4,500.00 |
| 70250 Utilities--Water, Gas, Electric | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $100.00 | $900.00 |
| Total 70000 Facility | $600.00 | $600.00 | $697.50 | $887.50 | $600.00 | $600.00 | $600.00 | $600.00 | $600.00 | $5,785.00 |
| 75000 Fleet | ||||||||||
| 75050 Vehicle Repairs & Maintenance | $0.00 | $0.00 | $105.00 | $0.00 | $0.00 | $0.00 | $0.00 | $103.00 | $0.00 | $208.00 |
| 75100 Vehicle Cleaning/Parking/Tolls | $7.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7.50 |
| 75200 Fuel | $14.00 | $135.00 | $235.00 | $539.78 | $112.61 | $151.89 | $0.00 | $0.00 | $0.00 | $1,188.28 |
| 75450 Vehicle Rentals | $0.00 | $350.00 | $0.00 | $354.80 | $0.00 | $0.00 | $133.67 | $0.00 | $0.00 | $838.47 |
| 75500 Golf Cart Rental | $85.56 | $0.00 | $350.00 | $532.50 | $87.50 | $0.00 | $0.00 | $0.00 | $0.00 | $1,055.56 |
| 75550 Taxi/Ubers/Boat Transfers | $61.00 | $1,000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $225.00 | $0.00 | $0.00 | $1,286.00 |
| Total 75000 Fleet | $168.06 | $1,485.00 | $690.00 | $1,427.08 | $200.11 | $151.89 | $358.67 | $103.00 | $0.00 | $4,583.81 |
| 80000 Administrative | ||||||||||
| 80030 Permits & Licenses-Business Registration | $300.00 | $1,250.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1,025.00 | $0.00 | $0.00 | $2,575.00 |
| 80050 Accounting & Auditing | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $2,500.00 | $22,500.00 |
| 80400 Software Licensing-Subscriptions | $585.97 | $510.10 | $248.05 | $808.13 | $8,715.18 | $1,816.07 | $758.67 | $891.64 | $1,519.23 | $15,853.04 |
| 80500 Penalties & Fines | $0.00 | $2.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2.50 |
| 80550 Postage/Shipping | $12.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12.50 |
| 80600 Office Supplies/Forms/Contracts | $1,254.54 | $140.23 | $1,888.48 | $1,273.69 | $1,653.29 | $1,377.62 | $238.63 | $109.10 | $842.25 | $8,777.83 |
| 80650 Communication & Cell Phone/Data/Internet | $5.41 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5.41 |
| 80800 Travel | $0.00 | $0.00 | $0.00 | $134.00 | $536.00 | $2,821.50 | $128.00 | $0.00 | $0.00 | $3,619.50 |
| 80850 Meals & Entertainment | $147.19 | $85.79 | $373.83 | $421.74 | $411.18 | $0.00 | $0.00 | $0.00 | $0.00 | $1,439.73 |
| 80925 Client Entertainment & Gifts | $189.00 | $0.00 | $0.00 | $0.00 | $0.00 | $226.36 | $0.00 | $0.00 | $0.00 | $415.36 |
| 81000 Business Taxes | $996.55 | $831.36 | $725.59 | $1,218.39 | $2,092.80 | $1,794.48 | $173.75 | $320.49 | $0.00 | $8,153.41 |
| 81050 Sales Tax/GST Expense | $0.00 | $0.00 | $0.00 | $0.03 | −$0.03 | $0.00 | $458.44 | −$458.44 | $379.50 | $379.50 |
| Total 80000 Administrative | $5,991.16 | $5,319.98 | $5,735.95 | $6,355.98 | $15,908.42 | $10,536.03 | $5,282.49 | $3,362.79 | $5,240.98 | $63,733.78 |
| Total Expenses | $16,272.92 | $16,805.40 | $16,267.02 | $21,482.28 | $26,761.66 | $26,110.52 | $21,945.31 | $15,000.22 | $19,481.00 | $180,126.33 |
| Net Operating Income | $3,658.08 | $3,115.59 | −$439.34 | $5,547.98 | $27,843.82 | $9,778.98 | −$18,470.31 | −$8,590.55 | −$6,861.45 | $15,582.80 |
| Other Expenses | ||||||||||
| 92000 Other Expenses | ||||||||||
| 92200 Reconciliation Discrepancies | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 |
| Total 92000 Other Expenses | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 |
| 9300 Exchange Gain or Loss | −$0.02 | $0.00 | $0.00 | −$0.02 | −$0.02 | −$0.01 | $0.00 | $0.00 | −$0.01 | −$0.08 |
| Total Other Expenses | −$0.02 | $0.00 | $0.01 | −$0.02 | −$0.02 | −$0.01 | $0.00 | $0.00 | −$0.01 | −$0.07 |
| Net Other Income | $0.02 | $0.00 | −$0.01 | $0.02 | $0.02 | $0.01 | $0.00 | $0.00 | $0.01 | $0.07 |
| Net Income | $3,658.10 | $3,115.59 | −$439.35 | $5,548.00 | $27,843.84 | $9,778.99 | −$18,470.31 | −$8,590.55 | −$6,861.44 | $15,582.87 |
Balance Sheet:
Cash in Bank
$31,648.97
As of 1-31-2026
Accounts Receivable
$0.00
As of 1-31-2026
Total Liabilities
$2,583.58
As of 1-31-2026
Total Equity
$34,485.03
As of 1-31-2026
Trend
Cash, Liabilities & Equity
As of 1-31-2026
What Luna Owns
$37,068.61
Total Assets
Cash in Bank
$31,648.97 (85.4%)
Vehicles & Equipment (net)
$4,919.64 (13.3%)
Deposits
$500.00 (1.3%)
Analysis
Balance Sheet Observations
Cash at $31,649
All of it in the Citi account. Atlantic gets topped up from Citi and lands at zero each month end.
Light liabilities at $2,584
Mostly routine Belize vendor bills waiting to be paid.
Equity at $34,485
$30,827 carried in from prior years plus January's profit.
Full Statement
Balance Sheet as of 1-31-2026
Luna Realty Belize, Ltd. | Accrual basis
| Account | 1-31-2026 |
|---|---|
| ASSETS | |
| Current Assets | |
| Bank Accounts | |
| 10000 Bank Accounts-US | |
| 10001 Citi Checking Account (Personal)-US | $31,648.97 |
| Total 10000 Bank Accounts-US | $31,648.97 |
| Total Bank Accounts | $31,648.97 |
| Other Current Assets | |
| 15300 Deposits in Guarantee | $500.00 |
| Total Other Current Assets | $500.00 |
| Total Current Assets | $32,148.97 |
| Fixed Assets | |
| 17040 Vehicles | $5,000.00 |
| 17060 Computers & Office Equipment | $550.00 |
| 17070 Furniture & Other Equipment | $1,237.50 |
| 17250 Accumulated Depreciation | |
| 17251 Vehicles-Accumulated Dep. | −$1,200.00 |
| 17253 Computers & Office Equipment-Accumulated Dep. | −$225.66 |
| 17254 Furniture & Other Equipment--Accumulated Dep. | −$442.20 |
| Total 17250 Accumulated Depreciation | −$1,867.86 |
| Total Fixed Assets | $4,919.64 |
| Total ASSETS | $37,068.61 |
| LIABILITIES AND EQUITY | |
| Liabilities | |
| Current Liabilities | |
| Accounts Payable | |
| 20010 Accounts Payable (A/P) - BZ | $2,531.58 |
| Total Accounts Payable | $2,531.58 |
| Other Current Liabilities | |
| 21650 Payroll Liabilities-BZ | |
| 21651 Employee Social Security-BZ | $52.00 |
| Total 21650 Payroll Liabilities-BZ | $52.00 |
| Total Other Current Liabilities | $52.00 |
| Total Current Liabilities | $2,583.58 |
| Total Liabilities | $2,583.58 |
| Equity | |
| 32600 Retained Earnings | $30,826.93 |
| Net Income | $3,658.10 |
| Total Equity | $34,485.03 |
| Total LIABILITIES AND EQUITY | $37,068.61 |
Cash in Bank
$35,206.17
+$3,557.20 vs Jan
Accounts Receivable
$0.00
$0.00 vs Jan
Total Liabilities
$3,025.19
+$441.61 vs Jan
Total Equity
$37,600.62
+$3,115.59 vs Jan
Trend
Cash, Liabilities & Equity
As of 2-28-2026
What Luna Owns
$40,625.81
Total Assets
Cash in Bank
$35,206.17 (86.7%)
Vehicles & Equipment (net)
$4,919.64 (12.1%)
Deposits
$500.00 (1.2%)
Analysis
Balance Sheet Observations
Cash up to $35,206
Up $3,557 on February's profit.
!
Cash on hand BZ dipped to −$613
A small timing item on the petty cash side that cleared out in March.
Card balance of $884
On the Citi Mastercard, paid off the following month.
Full Statement
Balance Sheet as of 2-28-2026
Luna Realty Belize, Ltd. | Accrual basis
| Account | 2-28-2026 | 1-31-2026 | Change |
|---|---|---|---|
| ASSETS | |||
| Current Assets | |||
| Bank Accounts | |||
| 10000 Bank Accounts-US | |||
| 10001 Citi Checking Account (Personal)-US | $35,674.99 | $31,648.97 | $4,026.02 |
| Total 10000 Bank Accounts-US | $35,674.99 | $31,648.97 | $4,026.02 |
| 10500 Bank Accounts-BZ | |||
| 10501 Atlantic Bank (Personal)-BZ | $143.81 | $0.00 | $143.81 |
| 10502 Cash on Hand-BZ | −$612.63 | $0.00 | −$612.63 |
| Total 10500 Bank Accounts-BZ | −$468.82 | $0.00 | −$468.82 |
| Total Bank Accounts | $35,206.17 | $31,648.97 | $3,557.20 |
| Other Current Assets | |||
| 15300 Deposits in Guarantee | $500.00 | $500.00 | $0.00 |
| Total Other Current Assets | $500.00 | $500.00 | $0.00 |
| Total Current Assets | $35,706.17 | $32,148.97 | $3,557.20 |
| Fixed Assets | |||
| 17040 Vehicles | $5,000.00 | $5,000.00 | $0.00 |
| 17060 Computers & Office Equipment | $550.00 | $550.00 | $0.00 |
| 17070 Furniture & Other Equipment | $1,237.50 | $1,237.50 | $0.00 |
| 17250 Accumulated Depreciation | |||
| 17251 Vehicles-Accumulated Dep. | −$1,200.00 | −$1,200.00 | $0.00 |
| 17253 Computers & Office Equipment-Accumulated Dep. | −$225.66 | −$225.66 | $0.00 |
| 17254 Furniture & Other Equipment--Accumulated Dep. | −$442.20 | −$442.20 | $0.00 |
| Total 17250 Accumulated Depreciation | −$1,867.86 | −$1,867.86 | $0.00 |
| Total Fixed Assets | $4,919.64 | $4,919.64 | $0.00 |
| Total ASSETS | $40,625.81 | $37,068.61 | $3,557.20 |
| LIABILITIES AND EQUITY | |||
| Liabilities | |||
| Current Liabilities | |||
| Accounts Payable | |||
| 20000 Accounts Payable (A/P) - US | −$250.00 | $0.00 | −$250.00 |
| 20010 Accounts Payable (A/P) - BZ | $2,338.97 | $2,531.58 | −$192.61 |
| Total Accounts Payable | $2,088.97 | $2,531.58 | −$442.61 |
| Credit Cards | |||
| 21100 Credit Cards | |||
| 21103 Citi Credit Card-MASTERCARD-2341 | $884.23 | $0.00 | $884.23 |
| Total 21100 Credit Cards | $884.23 | $0.00 | $884.23 |
| Total Credit Cards | $884.23 | $0.00 | $884.23 |
| Other Current Liabilities | |||
| 21650 Payroll Liabilities-BZ | |||
| 21651 Employee Social Security-BZ | $52.00 | $52.00 | $0.00 |
| Total 21650 Payroll Liabilities-BZ | $52.00 | $52.00 | $0.00 |
| 22500 Taxes Payable-US | |||
| 22501 GST Tax-BZ--in USD (liability) | −$0.01 | $0.00 | −$0.01 |
| Total 22500 Taxes Payable-US | −$0.01 | $0.00 | −$0.01 |
| Total Other Current Liabilities | $51.99 | $52.00 | −$0.01 |
| Total Current Liabilities | $3,025.19 | $2,583.58 | $441.61 |
| Total Liabilities | $3,025.19 | $2,583.58 | $441.61 |
| Equity | |||
| 32600 Retained Earnings | $30,826.93 | $30,826.93 | $0.00 |
| Net Income | $6,773.69 | $3,658.10 | $3,115.59 |
| Total Equity | $37,600.62 | $34,485.03 | $3,115.59 |
| Total LIABILITIES AND EQUITY | $40,625.81 | $37,068.61 | $3,557.20 |
Cash in Bank
$34,220.15
−$986.02 vs Feb
Accounts Receivable
$0.00
$0.00 vs Feb
Total Liabilities
$2,478.52
−$546.67 vs Feb
Total Equity
$37,161.27
−$439.35 vs Feb
Trend
Cash, Liabilities & Equity
As of 3-31-2026
What Luna Owns
$39,639.79
Total Assets
Cash in Bank
$34,220.15 (86.3%)
Vehicles & Equipment (net)
$4,919.64 (12.4%)
Deposits
$500.00 (1.3%)
Analysis
Balance Sheet Observations
Cash eased to $34,220
Down $986 with the small March loss. Nothing out of the ordinary.
Liabilities at $2,479
The card was paid off and payables stayed routine.
Equity at $37,161
Holding steady through the soft month.
Full Statement
Balance Sheet as of 3-31-2026
Luna Realty Belize, Ltd. | Accrual basis
| Account | 3-31-2026 | 2-28-2026 | Change |
|---|---|---|---|
| ASSETS | |||
| Current Assets | |||
| Bank Accounts | |||
| 10000 Bank Accounts-US | |||
| 10001 Citi Checking Account (Personal)-US | $34,076.43 | $35,674.99 | −$1,598.56 |
| Total 10000 Bank Accounts-US | $34,076.43 | $35,674.99 | −$1,598.56 |
| 10500 Bank Accounts-BZ | |||
| 10501 Atlantic Bank (Personal)-BZ | $143.80 | $143.81 | −$0.01 |
| 10502 Cash on Hand-BZ | −$0.07 | −$612.63 | $612.56 |
| 10503 Payment Clearing Account-BZ | −$0.01 | $0.00 | −$0.01 |
| Total 10500 Bank Accounts-BZ | $143.72 | −$468.82 | $612.54 |
| Total Bank Accounts | $34,220.15 | $35,206.17 | −$986.02 |
| Other Current Assets | |||
| 15300 Deposits in Guarantee | $500.00 | $500.00 | $0.00 |
| Total Other Current Assets | $500.00 | $500.00 | $0.00 |
| Total Current Assets | $34,720.15 | $35,706.17 | −$986.02 |
| Fixed Assets | |||
| 17040 Vehicles | $5,000.00 | $5,000.00 | $0.00 |
| 17060 Computers & Office Equipment | $550.00 | $550.00 | $0.00 |
| 17070 Furniture & Other Equipment | $1,237.50 | $1,237.50 | $0.00 |
| 17250 Accumulated Depreciation | |||
| 17251 Vehicles-Accumulated Dep. | −$1,200.00 | −$1,200.00 | $0.00 |
| 17253 Computers & Office Equipment-Accumulated Dep. | −$225.66 | −$225.66 | $0.00 |
| 17254 Furniture & Other Equipment--Accumulated Dep. | −$442.20 | −$442.20 | $0.00 |
| Total 17250 Accumulated Depreciation | −$1,867.86 | −$1,867.86 | $0.00 |
| Total Fixed Assets | $4,919.64 | $4,919.64 | $0.00 |
| Total ASSETS | $39,639.79 | $40,625.81 | −$986.02 |
| LIABILITIES AND EQUITY | |||
| Liabilities | |||
| Current Liabilities | |||
| Accounts Payable | |||
| 20000 Accounts Payable (A/P) - US | $0.00 | −$250.00 | $250.00 |
| 20010 Accounts Payable (A/P) - BZ | $2,504.53 | $2,338.97 | $165.56 |
| Total Accounts Payable | $2,504.53 | $2,088.97 | $415.56 |
| Credit Cards | |||
| 21100 Credit Cards | |||
| 21103 Citi Credit Card-MASTERCARD-2341 | $0.00 | $884.23 | −$884.23 |
| Total 21100 Credit Cards | $0.00 | $884.23 | −$884.23 |
| Total Credit Cards | $0.00 | $884.23 | −$884.23 |
| Other Current Liabilities | |||
| 21650 Payroll Liabilities-BZ | |||
| 21651 Employee Social Security-BZ | −$26.00 | $52.00 | −$78.00 |
| Total 21650 Payroll Liabilities-BZ | −$26.00 | $52.00 | −$78.00 |
| 22500 Taxes Payable-US | |||
| 22501 GST Tax-BZ--in USD (liability) | −$0.01 | −$0.01 | $0.00 |
| Total 22500 Taxes Payable-US | −$0.01 | −$0.01 | $0.00 |
| Total Other Current Liabilities | −$26.01 | $51.99 | −$78.00 |
| Total Current Liabilities | $2,478.52 | $3,025.19 | −$546.67 |
| Total Liabilities | $2,478.52 | $3,025.19 | −$546.67 |
| Equity | |||
| 32600 Retained Earnings | $30,826.93 | $30,826.93 | $0.00 |
| Net Income | $6,334.34 | $6,773.69 | −$439.35 |
| Total Equity | $37,161.27 | $37,600.62 | −$439.35 |
| Total LIABILITIES AND EQUITY | $39,639.79 | $40,625.81 | −$986.02 |
Cash in Bank
$40,806.89
+$6,586.74 vs Mar
Accounts Receivable
$0.00
$0.00 vs Mar
Total Liabilities
$3,517.26
+$1,038.74 vs Mar
Total Equity
$42,709.27
+$5,548.00 vs Mar
Trend
Cash, Liabilities & Equity
As of 4-30-2026
What Luna Owns
$46,226.53
Total Assets
Cash in Bank
$40,806.89 (88.3%)
Vehicles & Equipment (net)
$4,919.64 (10.6%)
Deposits
$500.00 (1.1%)
Analysis
Balance Sheet Observations
Cash rebuilt to $40,807
Up $6,587 as the April closings landed.
Payables up to $3,488
Spring advertising and listing bills, all current.
Equity at $42,709
April's profit added $5,548.
Full Statement
Balance Sheet as of 4-30-2026
Luna Realty Belize, Ltd. | Accrual basis
| Account | 4-30-2026 | 3-31-2026 | Change |
|---|---|---|---|
| ASSETS | |||
| Current Assets | |||
| Bank Accounts | |||
| 10000 Bank Accounts-US | |||
| 10001 Citi Checking Account (Personal)-US | $40,806.90 | $34,076.43 | $6,730.47 |
| Total 10000 Bank Accounts-US | $40,806.90 | $34,076.43 | $6,730.47 |
| 10500 Bank Accounts-BZ | |||
| 10501 Atlantic Bank (Personal)-BZ | $0.00 | $143.80 | −$143.80 |
| 10502 Cash on Hand-BZ | $0.00 | −$0.07 | $0.07 |
| 10503 Payment Clearing Account-BZ | −$0.01 | −$0.01 | $0.00 |
| Total 10500 Bank Accounts-BZ | −$0.01 | $143.72 | −$143.73 |
| Total Bank Accounts | $40,806.89 | $34,220.15 | $6,586.74 |
| Other Current Assets | |||
| 15300 Deposits in Guarantee | $500.00 | $500.00 | $0.00 |
| Total Other Current Assets | $500.00 | $500.00 | $0.00 |
| Total Current Assets | $41,306.89 | $34,720.15 | $6,586.74 |
| Fixed Assets | |||
| 17040 Vehicles | $5,000.00 | $5,000.00 | $0.00 |
| 17060 Computers & Office Equipment | $550.00 | $550.00 | $0.00 |
| 17070 Furniture & Other Equipment | $1,237.50 | $1,237.50 | $0.00 |
| 17250 Accumulated Depreciation | |||
| 17251 Vehicles-Accumulated Dep. | −$1,200.00 | −$1,200.00 | $0.00 |
| 17253 Computers & Office Equipment-Accumulated Dep. | −$225.66 | −$225.66 | $0.00 |
| 17254 Furniture & Other Equipment--Accumulated Dep. | −$442.20 | −$442.20 | $0.00 |
| Total 17250 Accumulated Depreciation | −$1,867.86 | −$1,867.86 | $0.00 |
| Total Fixed Assets | $4,919.64 | $4,919.64 | $0.00 |
| Total ASSETS | $46,226.53 | $39,639.79 | $6,586.74 |
| LIABILITIES AND EQUITY | |||
| Liabilities | |||
| Current Liabilities | |||
| Accounts Payable | |||
| 20000 Accounts Payable (A/P) - US | −$250.00 | $0.00 | −$250.00 |
| 20010 Accounts Payable (A/P) - BZ | $3,737.58 | $2,504.53 | $1,233.05 |
| Total Accounts Payable | $3,487.58 | $2,504.53 | $983.05 |
| Credit Cards | |||
| 21100 Credit Cards | |||
| 21103 Citi Credit Card-MASTERCARD-2341 | $29.67 | $0.00 | $29.67 |
| Total 21100 Credit Cards | $29.67 | $0.00 | $29.67 |
| Total Credit Cards | $29.67 | $0.00 | $29.67 |
| Other Current Liabilities | |||
| 21650 Payroll Liabilities-BZ | |||
| 21651 Employee Social Security-BZ | $0.00 | −$26.00 | $26.00 |
| Total 21650 Payroll Liabilities-BZ | $0.00 | −$26.00 | $26.00 |
| 22500 Taxes Payable-US | |||
| 22501 GST Tax-BZ--in USD (liability) | $0.01 | −$0.01 | $0.02 |
| Total 22500 Taxes Payable-US | $0.01 | −$0.01 | $0.02 |
| Total Other Current Liabilities | $0.01 | −$26.01 | $26.02 |
| Total Current Liabilities | $3,517.26 | $2,478.52 | $1,038.74 |
| Total Liabilities | $3,517.26 | $2,478.52 | $1,038.74 |
| Equity | |||
| 32600 Retained Earnings | $30,826.93 | $30,826.93 | $0.00 |
| Net Income | $11,882.34 | $6,334.34 | $5,548.00 |
| Total Equity | $42,709.27 | $37,161.27 | $5,548.00 |
| Total LIABILITIES AND EQUITY | $46,226.53 | $39,639.79 | $6,586.74 |
Cash in Bank
$71,758.51
+$30,951.62 vs Apr
Accounts Receivable
$0.00
$0.00 vs Apr
Total Liabilities
$6,625.04
+$3,107.78 vs Apr
Total Equity
$70,553.11
+$27,843.84 vs Apr
Trend
Cash, Liabilities & Equity
As of 5-31-2026
What Luna Owns
$77,178.15
Total Assets
Cash in Bank
$71,758.51 (93.0%)
Vehicles & Equipment (net)
$4,919.64 (6.4%)
Deposits
$500.00 (0.6%)
Analysis
Balance Sheet Observations
Cash jumped to $71,759
Up $30,952. May's record month went straight into the bank.
Payables at $6,625
Includes the bigger business tax bill that comes with a big revenue month.
Equity at $70,553
The strongest jump of the year.
Full Statement
Balance Sheet as of 5-31-2026
Luna Realty Belize, Ltd. | Accrual basis
| Account | 5-31-2026 | 4-30-2026 | Change |
|---|---|---|---|
| ASSETS | |||
| Current Assets | |||
| Bank Accounts | |||
| 10000 Bank Accounts-US | |||
| 10001 Citi Checking Account (Personal)-US | $71,758.52 | $40,806.90 | $30,951.62 |
| Total 10000 Bank Accounts-US | $71,758.52 | $40,806.90 | $30,951.62 |
| 10500 Bank Accounts-BZ | |||
| 10503 Payment Clearing Account-BZ | −$0.01 | −$0.01 | $0.00 |
| Total 10500 Bank Accounts-BZ | −$0.01 | −$0.01 | $0.00 |
| Total Bank Accounts | $71,758.51 | $40,806.89 | $30,951.62 |
| Other Current Assets | |||
| 15300 Deposits in Guarantee | $500.00 | $500.00 | $0.00 |
| Total Other Current Assets | $500.00 | $500.00 | $0.00 |
| Total Current Assets | $72,258.51 | $41,306.89 | $30,951.62 |
| Fixed Assets | |||
| 17040 Vehicles | $5,000.00 | $5,000.00 | $0.00 |
| 17060 Computers & Office Equipment | $550.00 | $550.00 | $0.00 |
| 17070 Furniture & Other Equipment | $1,237.50 | $1,237.50 | $0.00 |
| 17250 Accumulated Depreciation | |||
| 17251 Vehicles-Accumulated Dep. | −$1,200.00 | −$1,200.00 | $0.00 |
| 17253 Computers & Office Equipment-Accumulated Dep. | −$225.66 | −$225.66 | $0.00 |
| 17254 Furniture & Other Equipment--Accumulated Dep. | −$442.20 | −$442.20 | $0.00 |
| Total 17250 Accumulated Depreciation | −$1,867.86 | −$1,867.86 | $0.00 |
| Total Fixed Assets | $4,919.64 | $4,919.64 | $0.00 |
| Total ASSETS | $77,178.15 | $46,226.53 | $30,951.62 |
| LIABILITIES AND EQUITY | |||
| Liabilities | |||
| Current Liabilities | |||
| Accounts Payable | |||
| 20000 Accounts Payable (A/P) - US | $0.00 | −$250.00 | $250.00 |
| 20010 Accounts Payable (A/P) - BZ | $6,625.03 | $3,737.58 | $2,887.45 |
| Total Accounts Payable | $6,625.03 | $3,487.58 | $3,137.45 |
| Credit Cards | |||
| 21100 Credit Cards | |||
| 21103 Citi Credit Card-MASTERCARD-2341 | $0.00 | $29.67 | −$29.67 |
| Total 21100 Credit Cards | $0.00 | $29.67 | −$29.67 |
| Total Credit Cards | $0.00 | $29.67 | −$29.67 |
| Other Current Liabilities | |||
| 22500 Taxes Payable-US | |||
| 22501 GST Tax-BZ--in USD (liability) | $0.01 | $0.01 | $0.00 |
| Total 22500 Taxes Payable-US | $0.01 | $0.01 | $0.00 |
| Total Other Current Liabilities | $0.01 | $0.01 | $0.00 |
| Total Current Liabilities | $6,625.04 | $3,517.26 | $3,107.78 |
| Total Liabilities | $6,625.04 | $3,517.26 | $3,107.78 |
| Equity | |||
| 32600 Retained Earnings | $30,826.93 | $30,826.93 | $0.00 |
| Net Income | $39,726.18 | $11,882.34 | $27,843.84 |
| Total Equity | $70,553.11 | $42,709.27 | $27,843.84 |
| Total LIABILITIES AND EQUITY | $77,178.15 | $46,226.53 | $30,951.62 |
Cash in Bank
$81,650.99
+$9,892.48 vs May
Accounts Receivable
$0.00
$0.00 vs May
Total Liabilities
$6,738.53
+$113.49 vs May
Total Equity
$80,332.10
+$9,778.99 vs May
Trend
Cash, Liabilities & Equity
As of 6-30-2026
What Luna Owns
$87,070.63
Total Assets
Cash in Bank
$81,650.99 (93.8%)
Vehicles & Equipment (net)
$4,919.64 (5.7%)
Deposits
$500.00 (0.6%)
Analysis
Balance Sheet Observations
Cash peaked at $81,651
The high point of the year so far, up another $9,892.
Liabilities at $6,739
Normal month end bills, nothing past due.
Equity at $80,332
Half the year banked on solid footing.
Full Statement
Balance Sheet as of 6-30-2026
Luna Realty Belize, Ltd. | Accrual basis
| Account | 6-30-2026 | 5-31-2026 | Change |
|---|---|---|---|
| ASSETS | |||
| Current Assets | |||
| Bank Accounts | |||
| 10000 Bank Accounts-US | |||
| 10001 Citi Checking Account (Personal)-US | $81,650.99 | $71,758.52 | $9,892.47 |
| Total 10000 Bank Accounts-US | $81,650.99 | $71,758.52 | $9,892.47 |
| 10500 Bank Accounts-BZ | |||
| 10503 Payment Clearing Account-BZ | $0.00 | −$0.01 | $0.01 |
| Total 10500 Bank Accounts-BZ | $0.00 | −$0.01 | $0.01 |
| Total Bank Accounts | $81,650.99 | $71,758.51 | $9,892.48 |
| Other Current Assets | |||
| 15300 Deposits in Guarantee | $500.00 | $500.00 | $0.00 |
| Total Other Current Assets | $500.00 | $500.00 | $0.00 |
| Total Current Assets | $82,150.99 | $72,258.51 | $9,892.48 |
| Fixed Assets | |||
| 17040 Vehicles | $5,000.00 | $5,000.00 | $0.00 |
| 17060 Computers & Office Equipment | $550.00 | $550.00 | $0.00 |
| 17070 Furniture & Other Equipment | $1,237.50 | $1,237.50 | $0.00 |
| 17250 Accumulated Depreciation | |||
| 17251 Vehicles-Accumulated Dep. | −$1,200.00 | −$1,200.00 | $0.00 |
| 17253 Computers & Office Equipment-Accumulated Dep. | −$225.66 | −$225.66 | $0.00 |
| 17254 Furniture & Other Equipment--Accumulated Dep. | −$442.20 | −$442.20 | $0.00 |
| Total 17250 Accumulated Depreciation | −$1,867.86 | −$1,867.86 | $0.00 |
| Total Fixed Assets | $4,919.64 | $4,919.64 | $0.00 |
| Total ASSETS | $87,070.63 | $77,178.15 | $9,892.48 |
| LIABILITIES AND EQUITY | |||
| Liabilities | |||
| Current Liabilities | |||
| Accounts Payable | |||
| 20000 Accounts Payable (A/P) - US | −$250.00 | $0.00 | −$250.00 |
| 20010 Accounts Payable (A/P) - BZ | $6,988.52 | $6,625.03 | $363.49 |
| Total Accounts Payable | $6,738.52 | $6,625.03 | $113.49 |
| Other Current Liabilities | |||
| 22500 Taxes Payable-US | |||
| 22501 GST Tax-BZ--in USD (liability) | $0.01 | $0.01 | $0.00 |
| Total 22500 Taxes Payable-US | $0.01 | $0.01 | $0.00 |
| Total Other Current Liabilities | $0.01 | $0.01 | $0.00 |
| Total Current Liabilities | $6,738.53 | $6,625.04 | $113.49 |
| Total Liabilities | $6,738.53 | $6,625.04 | $113.49 |
| Equity | |||
| 32600 Retained Earnings | $30,826.93 | $30,826.93 | $0.00 |
| Net Income | $49,505.17 | $39,726.18 | $9,778.99 |
| Total Equity | $80,332.10 | $70,553.11 | $9,778.99 |
| Total LIABILITIES AND EQUITY | $87,070.63 | $77,178.15 | $9,892.48 |
Cash in Bank
$57,639.57
−$24,011.42 vs Jun
Accounts Receivable
$0.00
$0.00 vs Jun
Total Liabilities
$1,197.42
−$5,541.11 vs Jun
Total Equity
$61,861.79
−$18,470.31 vs Jun
Trend
Cash, Liabilities & Equity
As of 7-31-2026
What Luna Owns
$63,059.21
Total Assets
Cash in Bank
$57,639.57 (91.4%)
Vehicles & Equipment (net)
$4,919.64 (7.8%)
Deposits
$500.00 (0.8%)
Analysis
Balance Sheet Observations
!
Cash fell to $57,640
Down $24,011: the July loss plus paying down June's bills.
Payables nearly cleared at $1,197
June's bills got paid, which is part of why cash dropped.
Equity at $61,862
The July loss came straight out of equity, as losses do.
Full Statement
Balance Sheet as of 7-31-2026
Luna Realty Belize, Ltd. | Accrual basis
| Account | 7-31-2026 | 6-30-2026 | Change |
|---|---|---|---|
| ASSETS | |||
| Current Assets | |||
| Bank Accounts | |||
| 10000 Bank Accounts-US | |||
| 10001 Citi Checking Account (Personal)-US | $57,639.57 | $81,650.99 | −$24,011.42 |
| Total 10000 Bank Accounts-US | $57,639.57 | $81,650.99 | −$24,011.42 |
| Total Bank Accounts | $57,639.57 | $81,650.99 | −$24,011.42 |
| Other Current Assets | |||
| 15300 Deposits in Guarantee | $500.00 | $500.00 | $0.00 |
| Total Other Current Assets | $500.00 | $500.00 | $0.00 |
| Total Current Assets | $58,139.57 | $82,150.99 | −$24,011.42 |
| Fixed Assets | |||
| 17040 Vehicles | $5,000.00 | $5,000.00 | $0.00 |
| 17060 Computers & Office Equipment | $550.00 | $550.00 | $0.00 |
| 17070 Furniture & Other Equipment | $1,237.50 | $1,237.50 | $0.00 |
| 17250 Accumulated Depreciation | |||
| 17251 Vehicles-Accumulated Dep. | −$1,200.00 | −$1,200.00 | $0.00 |
| 17253 Computers & Office Equipment-Accumulated Dep. | −$225.66 | −$225.66 | $0.00 |
| 17254 Furniture & Other Equipment--Accumulated Dep. | −$442.20 | −$442.20 | $0.00 |
| Total 17250 Accumulated Depreciation | −$1,867.86 | −$1,867.86 | $0.00 |
| Total Fixed Assets | $4,919.64 | $4,919.64 | $0.00 |
| Total ASSETS | $63,059.21 | $87,070.63 | −$24,011.42 |
| LIABILITIES AND EQUITY | |||
| Liabilities | |||
| Current Liabilities | |||
| Accounts Payable | |||
| 20000 Accounts Payable (A/P) - US | $0.00 | −$250.00 | $250.00 |
| 20010 Accounts Payable (A/P) - BZ | $1,197.41 | $6,988.52 | −$5,791.11 |
| Total Accounts Payable | $1,197.41 | $6,738.52 | −$5,541.11 |
| Other Current Liabilities | |||
| 22500 Taxes Payable-US | |||
| 22501 GST Tax-BZ--in USD (liability) | $0.01 | $0.01 | $0.00 |
| Total 22500 Taxes Payable-US | $0.01 | $0.01 | $0.00 |
| Total Other Current Liabilities | $0.01 | $0.01 | $0.00 |
| Total Current Liabilities | $1,197.42 | $6,738.53 | −$5,541.11 |
| Total Liabilities | $1,197.42 | $6,738.53 | −$5,541.11 |
| Equity | |||
| 32600 Retained Earnings | $30,826.93 | $30,826.93 | $0.00 |
| Net Income | $31,034.86 | $49,505.17 | −$18,470.31 |
| Total Equity | $61,861.79 | $80,332.10 | −$18,470.31 |
| Total LIABILITIES AND EQUITY | $63,059.21 | $87,070.63 | −$24,011.42 |
Cash in Bank
$28,508.62
−$29,130.95 vs Jul
Accounts Receivable
$0.00
$0.00 vs Jul
Total Liabilities
$16,701.56
+$15,504.14 vs Jul
Total Equity
$53,271.24
−$8,590.55 vs Jul
Trend
Cash, Liabilities & Equity
As of 8-31-2026
What Luna Owns
$69,972.80
Total Assets
Cash in Bank
$28,508.62 (40.7%)
Cayo Office Build
$36,044.54 (51.5%)
Vehicles & Equipment (net)
$4,919.64 (7.0%)
Deposits
$500.00 (0.7%)
Analysis
Balance Sheet Observations
!
Cayo office on the books at $36,045
Sitting in fixed assets as New Office Construction, not on the P&L.
!
Cash down to $28,509
$18,545 paid toward the build plus the August loss.
!
$17,500 still owed on the build
The balance due to C's Furniture is why payables jumped to $16,702.
Equity at $53,271
Down only by the August loss. The build is an asset, not an expense.
Full Statement
Balance Sheet as of 8-31-2026
Luna Realty Belize, Ltd. | Accrual basis
| Account | 8-31-2026 | 7-31-2026 | Change |
|---|---|---|---|
| ASSETS | |||
| Current Assets | |||
| Bank Accounts | |||
| 10000 Bank Accounts-US | |||
| 10001 Citi Checking Account (Personal)-US | $28,508.62 | $57,639.57 | −$29,130.95 |
| Total 10000 Bank Accounts-US | $28,508.62 | $57,639.57 | −$29,130.95 |
| Total Bank Accounts | $28,508.62 | $57,639.57 | −$29,130.95 |
| Other Current Assets | |||
| 15300 Deposits in Guarantee | $500.00 | $500.00 | $0.00 |
| Total Other Current Assets | $500.00 | $500.00 | $0.00 |
| Total Current Assets | $29,008.62 | $58,139.57 | −$29,130.95 |
| Fixed Assets | |||
| 17040 Vehicles | $5,000.00 | $5,000.00 | $0.00 |
| 17060 Computers & Office Equipment | $550.00 | $550.00 | $0.00 |
| 17070 Furniture & Other Equipment | $1,237.50 | $1,237.50 | $0.00 |
| 17080 New Office Construction | $36,044.54 | $0.00 | $36,044.54 |
| 17250 Accumulated Depreciation | |||
| 17251 Vehicles-Accumulated Dep. | −$1,200.00 | −$1,200.00 | $0.00 |
| 17253 Computers & Office Equipment-Accumulated Dep. | −$225.66 | −$225.66 | $0.00 |
| 17254 Furniture & Other Equipment--Accumulated Dep. | −$442.20 | −$442.20 | $0.00 |
| Total 17250 Accumulated Depreciation | −$1,867.86 | −$1,867.86 | $0.00 |
| Total Fixed Assets | $40,964.18 | $4,919.64 | $36,044.54 |
| Total ASSETS | $69,972.80 | $63,059.21 | $6,913.59 |
| LIABILITIES AND EQUITY | |||
| Liabilities | |||
| Current Liabilities | |||
| Accounts Payable | |||
| 20000 Accounts Payable (A/P) - US | −$650.00 | $0.00 | −$650.00 |
| 20010 Accounts Payable (A/P) - BZ | $17,351.55 | $1,197.41 | $16,154.14 |
| Total Accounts Payable | $16,701.55 | $1,197.41 | $15,504.14 |
| Other Current Liabilities | |||
| 22500 Taxes Payable-US | |||
| 22501 GST Tax-BZ--in USD (liability) | $0.01 | $0.01 | $0.00 |
| Total 22500 Taxes Payable-US | $0.01 | $0.01 | $0.00 |
| Total Other Current Liabilities | $0.01 | $0.01 | $0.00 |
| Total Current Liabilities | $16,701.56 | $1,197.42 | $15,504.14 |
| Total Liabilities | $16,701.56 | $1,197.42 | $15,504.14 |
| Equity | |||
| 32600 Retained Earnings | $30,826.93 | $30,826.93 | $0.00 |
| Net Income | $22,444.31 | $31,034.86 | −$8,590.55 |
| Total Equity | $53,271.24 | $61,861.79 | −$8,590.55 |
| Total LIABILITIES AND EQUITY | $69,972.80 | $63,059.21 | $6,913.59 |
Cash in Bank
$9,602.21
−$18,906.41 vs Aug
Accounts Receivable
$14,009.49
+$14,009.49 vs Aug
Total Liabilities
$18,666.08
+$1,964.52 vs Aug
Total Equity
$46,409.80
−$6,861.44 vs Aug
Trend
Cash, Liabilities & Equity
As of 9-30-2026
What Luna Owns
$65,075.88
Total Assets
Cash in Bank
$9,602.21 (14.8%)
Accounts Receivable
$14,009.49 (21.5%)
Cayo Office Build
$36,044.54 (55.4%)
Vehicles & Equipment (net)
$4,919.64 (7.6%)
Deposits
$500.00 (0.8%)
Analysis
Balance Sheet Observations
!
Commissions not yet collected
All seven September invoices were open at month end, $14,009 including GST.
!
Cash at $9,602
Citi holds $22,509. Atlantic shows −$12,906 until the month end transfer from Citi posts.
GST of $1,390 collected
Charged on the September invoices and owed to Belize Tax Service.
Cayo build unchanged at $36,045
No new construction costs this month. $17,500 is still owed to C's Furniture.
Equity at $46,410
Down by the September loss.
Full Statement
Balance Sheet as of 9-30-2026
Luna Realty Belize, Ltd. | Accrual basis
| Account | 9-30-2026 | 8-31-2026 | Change |
|---|---|---|---|
| ASSETS | |||
| Current Assets | |||
| Bank Accounts | |||
| 10000 Bank Accounts-US | |||
| 10001 Citi Checking Account (Personal)-US | $22,508.62 | $28,508.62 | −$6,000.00 |
| Total 10000 Bank Accounts-US | $22,508.62 | $28,508.62 | −$6,000.00 |
| 10500 Bank Accounts-BZ | |||
| 10501 Atlantic Bank (Personal)-BZ | −$12,906.41 | $0.00 | −$12,906.41 |
| Total 10500 Bank Accounts-BZ | −$12,906.41 | $0.00 | −$12,906.41 |
| Total Bank Accounts | $9,602.21 | $28,508.62 | −$18,906.41 |
| Accounts Receivable | |||
| 11000 Accounts Receivable (A/R) | $14,009.49 | $0.00 | $14,009.49 |
| Total Accounts Receivable | $14,009.49 | $0.00 | $14,009.49 |
| Other Current Assets | |||
| 15300 Deposits in Guarantee | $500.00 | $500.00 | $0.00 |
| Total Other Current Assets | $500.00 | $500.00 | $0.00 |
| Total Current Assets | $24,111.70 | $29,008.62 | −$4,896.92 |
| Fixed Assets | |||
| 17040 Vehicles | $5,000.00 | $5,000.00 | $0.00 |
| 17060 Computers & Office Equipment | $550.00 | $550.00 | $0.00 |
| 17070 Furniture & Other Equipment | $1,237.50 | $1,237.50 | $0.00 |
| 17080 New Office Construction | $36,044.54 | $36,044.54 | $0.00 |
| 17250 Accumulated Depreciation | |||
| 17251 Vehicles-Accumulated Dep. | −$1,200.00 | −$1,200.00 | $0.00 |
| 17253 Computers & Office Equipment-Accumulated Dep. | −$225.66 | −$225.66 | $0.00 |
| 17254 Furniture & Other Equipment--Accumulated Dep. | −$442.20 | −$442.20 | $0.00 |
| Total 17250 Accumulated Depreciation | −$1,867.86 | −$1,867.86 | $0.00 |
| Total Fixed Assets | $40,964.18 | $40,964.18 | $0.00 |
| Total ASSETS | $65,075.88 | $69,972.80 | −$4,896.92 |
| LIABILITIES AND EQUITY | |||
| Liabilities | |||
| Current Liabilities | |||
| Accounts Payable | |||
| 20000 Accounts Payable (A/P) - US | −$2,500.00 | −$650.00 | −$1,850.00 |
| 20010 Accounts Payable (A/P) - BZ | $17,212.00 | $17,351.55 | −$139.55 |
| Total Accounts Payable | $14,712.00 | $16,701.55 | −$1,989.55 |
| Credit Cards | |||
| 21100 Credit Cards | |||
| 21103 Citi Credit Card-MASTERCARD-2341 | $2,252.13 | $0.00 | $2,252.13 |
| Total 21100 Credit Cards | $2,252.13 | $0.00 | $2,252.13 |
| Total Credit Cards | $2,252.13 | $0.00 | $2,252.13 |
| Other Current Liabilities | |||
| 21650 Payroll Liabilities-BZ | |||
| 21651 Employee Social Security-BZ | $312.00 | $0.00 | $312.00 |
| Total 21650 Payroll Liabilities-BZ | $312.00 | $0.00 | $312.00 |
| 22500 Taxes Payable-US | |||
| 22501 GST Tax-BZ--in USD (liability) | $1,389.95 | $0.01 | $1,389.94 |
| Total 22500 Taxes Payable-US | $1,389.95 | $0.01 | $1,389.94 |
| Total Other Current Liabilities | $1,701.95 | $0.01 | $1,701.94 |
| Total Current Liabilities | $18,666.08 | $16,701.56 | $1,964.52 |
| Total Liabilities | $18,666.08 | $16,701.56 | $1,964.52 |
| Equity | |||
| 32600 Retained Earnings | $30,826.93 | $30,826.93 | $0.00 |
| Net Income | $15,582.87 | $22,444.31 | −$6,861.44 |
| Total Equity | $46,409.80 | $53,271.24 | −$6,861.44 |
| Total LIABILITIES AND EQUITY | $65,075.88 | $69,972.80 | −$4,896.92 |
Analysis through:
Analysis
Luna Realty Belize, Ltd., January to January 2026
Rachel,
The year opens clean. January brought in $19,931 in commissions against $16,273 of expenses, for $3,658 of net income and an 18.4% margin.
Nothing here needs attention. The cost base is lean, fleet was quiet at $168, and the recurring lines all sit where you would expect. This is the baseline we will measure the rest of the year against.
At your service,
Juan Rodriguez
Fractional CFO & Controller, JAServices Financial
QuickBooks Online International Certified
QuickBooks Online International Certified
Analysis
Luna Realty Belize, Ltd., January to February 2026
Rachel,
February held the line. Revenue of $19,921 came in right on January's level, which tells me the pipeline is steady rather than lumpy this early in the year.
Net income was $3,116 at a 15.6% margin, a touch thinner than January. The one line worth naming is fleet, which jumped to $1,485 on $1,000 of taxi and boat transfers plus a rental. It reads as a one-month bump tied to showings, not a new pattern.
At your service,
Juan Rodriguez
Fractional CFO & Controller, JAServices Financial
QuickBooks Online International Certified
QuickBooks Online International Certified
Analysis
Luna Realty Belize, Ltd., January to March 2026
Rachel,
March is the soft spot of the first quarter, and it is worth being clear about why. Revenue slipped to $15,828 and the month closed at a small loss of −$439.
The important part: this was a revenue event, not a spending problem. Total expenses of $16,267 were the lowest of the period, so cost discipline was fully intact. The pipeline was doing its work, it just did not land closings in the window. April and May are where that work showed up.
At your service,
Juan Rodriguez
Fractional CFO & Controller, JAServices Financial
QuickBooks Online International Certified
QuickBooks Online International Certified
Analysis
Luna Realty Belize, Ltd., January to April 2026
Rachel,
April turned the quarter. Revenue rebounded 71% to $27,030 and net income came back to $5,548 at a 20.5% margin, comfortably above the Q1 pace.
Advertising ran hot at $6,383, carrying one-time listing and conference costs that were, in effect, an investment in the spring closings. A note on payroll: Angie's line ran about 1.5x, a three pay period calendar effect for the month rather than a raise.
At your service,
Juan Rodriguez
Fractional CFO & Controller, JAServices Financial
QuickBooks Online International Certified
QuickBooks Online International Certified
Analysis
Luna Realty Belize, Ltd., January to May 2026
Rachel,
May was the standout, and by a wide margin. $54,605 in revenue, $27,844 in net income, a 51.0% margin. More than double April and the strongest month Luna has posted in 2026.
Most of the extra revenue fell straight to the bottom line, because the cost base did not scale with it. The one thing to read correctly is Administrative, which jumped to $15,908 almost entirely on the annual HubSpot renewal, an $8,715 software charge billed for the year ahead. Strip that out and May's operating base sat right in line with prior months.
Through five months: $137,315 in revenue, $39,726 in net income, a 28.9% blended margin.
At your service,
Juan Rodriguez
Fractional CFO & Controller, JAServices Financial
QuickBooks Online International Certified
QuickBooks Online International Certified
Analysis
Luna Realty Belize, Ltd., January to June 2026
Rachel,
Half the year is closed. Six months brought in $173,205 in commissions against $123,700 in expenses, for $49,505 of net income and a 28.6% margin. Better than one dollar in four kept.
June commissions landed at $35,890. Against May that reads as down 34%, but nothing slipped. It was the second best revenue month of the year and sat well above the roughly $20,700 a month you averaged in the first four months. Net income of $9,779 at a 27.2% margin was again the second best of the year.
Two lines to watch as the bigger months become the norm. Payroll rose to $7,916, with administrative and marketing wages each running about 1.5x. That is a three pay period month, an extra payroll run landing in the calendar, not a raise, and it settles back to normal in July. Discretionary spend scaled with the pipeline too: advertising at $6,906 and the year's largest travel month at $2,822.
A word on what comes next. Real estate has its seasons, and we may well move into a slower summer stretch. If that happens it is not a concern. The first half was strong enough that the year is already on solid footing. Nothing here needs fixing. It needs continuing.
At your service,
Juan Rodriguez
Fractional CFO & Controller, JAServices Financial
QuickBooks Online International Certified
QuickBooks Online International Certified
Analysis
Luna Realty Belize, Ltd., January to July 2026
Rachel,
July played out the way I flagged it might when I closed June. Revenue came in at $3,475 and the month closed at a loss of −$18,470. This is the summer slow stretch, and we talked about it landing.
The important thing is that this was anticipated, not a break in the business. Closings paused for the month, but the cost base held steady and one line actually leaned in: advertising rose to $10,409, carrying $4,698 of printing and media and $1,691 in conferences. That is money going into the fall pipeline, not overhead creeping up.
Seven months in, Luna is still solidly profitable: $176,680 in revenue, $31,035 in net income, a 17.6% blended margin. One quiet month pulled the blend down from the high twenties, which is simply what a single loss does to an average. The first half banked enough that a soft July is a dip, not a hole.
One small positive worth flagging: our GST expense in July ran above the liability we actually owed, which leaves a carryover credit of $458.44 into next month. We paid a little ahead, so while we will still remit some GST in August, that credit is there to offset it.
Nothing here needs action. This is the trough we expected, and I will be watching for closings to come back through August and September. Steady as she goes.
At your service,
Juan Rodriguez
Fractional CFO & Controller, JAServices Financial
QuickBooks Online International Certified
QuickBooks Online International Certified
Analysis
Luna Realty Belize, Ltd., January to August 2026
Rachel,
One quick note before the numbers. I have parked the Cayo office build in an asset account for now instead of running it through the P&L, so it is not sitting on the month as an expense. It is at $36,044.54 so far, and we will decide at year end whether to keep it that way or expense it, whichever works out better for tax. All it means for these numbers is that the office is not in them, so what you are seeing is just the business running. Expensed, August would read like a $44,000 loss, which would not tell you anything real about the month.
August was quiet but better than July. Commissions came in at $6,410, close to double July's $3,475, and the loss came down to $8,591 from $18,470. Revenue is still under where I want it, but this is the tail of the summer lull, so no surprise. Expenses eased to $15,000, we skipped travel and conferences, and the $458.44 GST credit from July got used against August right on schedule.
Eight months in, we are at $183,090 in revenue and $22,444 in net income, about 12.3%, and that is with two slow summer months in there. The first half put enough in the bank to ride out the quiet stretch, and I would look for closings to pick back up through the fall. Nothing here has me worried. We are in good shape.
At your service,
Juan Rodriguez
Fractional CFO & Controller, JAServices Financial
QuickBooks Online International Certified
QuickBooks Online International Certified
Analysis
Luna Realty Belize, Ltd., January to September 2026
Rachel,
Good news first. September commissions came in at $12,620, almost double August's $6,410, on seven closings. Aruna Itzamna T17 led the way at $4,533. The fall pickup I was looking for is starting to show up.
We still closed the month at a loss of $6,861, but it's the second month in a row that number got smaller. July was $18,470 and August was $8,591. Expenses rose to $19,481, and most of that was advertising at $8,197: the billboards, signs and banners going up, plus a busy month of video and drone work on the new listings. That's spend aimed at the closings ahead, so I'm not losing sleep over it. The Zoom annual renewal also landed this month at $849, a once a year charge.
One thing on cash. None of the seven September commissions had been collected by month end, so $14,009 is sitting in receivables, GST included. Once the title companies pay, that money comes right back into the bank.
Nine months in, we're at $195,709 in revenue and $15,583 in net income, about 8%. The summer slowdown took a bite out of the margin, but the trend is pointed the right way again. Let's keep it rolling into the fourth quarter.
At your service,
Juan Rodriguez
Fractional CFO & Controller, JAServices Financial
QuickBooks Online International Certified
QuickBooks Online International Certified